Ontario Debt Consolidation Help
Examine all your options to get back on track.

Ontario Debt Consolidation
More than a Debt Consolidation Company – We Offer Objective Non-Profit Options & Advice

Have you been declined for a debt consolidation loan in Ontario by your bank or any consolidation companies you’ve spoken to? Are you struggling to keep up with your bills? Don’t let stress and worry get to you. We can help.

We’ll Help You Find the Right Option – Solutions for Problems with Debt Consolidation Loans, Credit Cards or Bad Credit

One of our highly trained, professionally accredited counsellors can lay out all of your options for you and help you find the right solution that will work out best for your situation—regardless of whether maxed out credit cards, bad credit or other problems have held you back from obtaining a debt consolidation loan. As a non-profit service, we don’t push any particular solution. Instead, all of our debt consolidation advice is centered around your needs and the options that will work best for your financial situation.

We Can Help You Get Your Finances Back on Track, Save Money and Pay Off Debt

Our experienced counsellors can help you get going right away with a solid plan to:

  • Carefully look at all your debt consolidation options to address your debt and get your finances back on track
  • Effectively handle your bills and living expenses
  • Repay your debts with one manageable monthly payment
  • Save yourself thousands in interest charges

Canadians We Helped Interviewed on the News

On occasion, the news media will talk to one or two of the people we helped who are comfortable sharing their story with the public. Below are three of these stories.

Global News interviews Julia Fletcher after she consolidates and eliminates her debt with help from the Credit Counselling Society. Watch News Clip
CTV story shows how Dan Robinson pays off $30,000 in debt with zero interest after getting help from the Credit Counselling Society. Watch the News Story

Charis speaks with Global TV after consolidating with us and nearly paying off $67,000 on 13 credit cards. See the Segment

Providing the Best Non-Profit Consumer Debt Consolidation Programs, Interest Relief & Credit Counseling Services to Ontario

As a registered non-profit organization, the Credit Counselling Society has been providing debt payment consolidation help and guidance to help people learn how to manage their debt and money better since 1996. Over this time, the society has earned the Better Business Bureau’s highest possible rating of A+ and has been designated as an Accredited organization.

Our unwavering commitment to provide Canadians with the best credit counselling and debt relief service has not only resulted in many awards for exceptional service, but more importantly 98% of our clients surveyed report they would recommend our services to family and friends.

To learn more, don’t hesitate to call us and schedule an appointment to talk with a counsellor. Appointments are free, confidential, and non-judgmental. Call us today at 1-888-527-8999.

It’s Okay to Ask for Help with Debt

“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”

– Yasmine

Learn More About Various Debt Consolidation Options That are Available

If you would like to look into this some more before you talk to anyone, feel free to check out the 9 most common ways to consolidate debt in Canada.

When you are ready to talk with someone about your consolidated credit and repayment options in Ontario, you can speak with us by phone, email, online chat, or in person at one of our local offices.

For individuals who believe they may need to file for bankruptcy, we help them review all bankruptcy alternatives and relevant information available in Ontario to find another less drastic solution that will get their finances back on track.

Have questions?

Having trouble with your debts?

We can help. Give us a call at 1-888-527-8999 or send us a quick note to call you back and we’ll be in touch to answer any questions you may have about debt. We’ll help you find a solution that works best for you.

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.
Communities We Serve in Ontario

Greater Toronto Area (GTA)

Toronto | Scarborough | North York | Etobicoke

Region of Peel

Mississauga | Brampton | Caledon

York Region

Vaughan | Thornhill | Richmond Hill | Markham | Aurora | Newmarket | King | Whitchurch-Stouffville | East Gwillimbury | Georgina

Durham Region

Pickering | Ajax | Whitby | Oshawa | Uxbridge | Scugog | Brock | Clarington

Halton Region

Oakville | Milton | Burlington | Halton Hills | Georgetown


Ottawa | Hamilton | London | Kitchener | Guelph | Kingston | Thunder Bay | Kanata | Brantford | Belleville | Cornwall | Bowmanville | North Bay | Peterborough | Chatham | Chatham-Kent | St. Thomas | Midland | Leamington | Stratford | Orangeville | Timmins | Orillia | Woodstock | Bradford West Gwillimbury | Barrie | Sault Ste Marie | Bolton | Keswick | Stouffville | Brockville | Bradford | Owen Sound | Valley East | Lindsay | Fergus | Cobourg | Collingwood | Pembroke | Fort Erie | Alliston | Tillsonburg | Simcoe | Strathroy | Amherstburg | Petawawa | Port Hope | Ingersoll | Hawkesbury | New Hamburg | Paris | Uxbridge | Kenora | Elliot Lake | Rockland | Wasaga Beach | Beamsville | Wallaceburg | Arnprior | Carleton Place | Caledonia | Haileybury | Elmira | Acton | Smiths Falls | Bracebridge | Angus-Borden | Renfrew | Fort Frances | Kapuskasing | Port Elgin | Goderich | Hanover | Crystal Beach | Kirkland Lake | Aylmer | Napanee | Huntsville | Grimsby | Essex | Stoney Creek | Windsor | Sarnia | Brockville | St. Catharines | Niagara Falls | Welland | Port Colborne