Learn how to get your credit report for free and find out how landlords can check a tenant’s credit history.
How to Get a Credit Report in Canada
read more
Credit Scores and Ratings
We’re passionate about helping you develop money skills. Check out informative blog posts about what credit scores and ratings are and how to improve them.
Why Your Credit Score Isn’t Worth Obsessing Over
Building a good credit history is important for using tools like credit cards and mortgages. However, your credit score isn’t worth obsessing over. Here’s why.
How to Fix a Bad Credit Score
Wondering how to improve your credit score? Learn how you can resolve four common problems affecting Canadians.
5 Steps to Rebuild Credit in Canada
If your credit is down, here are 5 steps you can take to rebuild your credit score and keep it strong.
Credit Reporting & Credit Ratings – 3 Myths Debunked & Explained
Credit reporting and credit ratings are two of the most asked about personal finance topics, and here are 3 of the worst credit myths debunked and explained…
How to Rebuild and Improve Your Credit Score in Canada
Your credit score is your ticket to qualifying for a loan, securing a credit card or locking in a good interest rate on a mortgage. While your credit score is just a number…
7 Steps for How to Build Credit & Improve & Increase Your Credit Score
Have you ever wondered if only rich people have awesome credit scores? Wonder no longer. The truth is you don’t have to be rich to have an awesome credit score…
Why Is a Good Credit Rating So Important for Our Finances?
A good credit rating doesn’t cost you anything. All that is required is that you use credit carefully, pay your bills on time and set money aside to manage unforeseen emergencies…
Calculating Your Credit Score: Breakdown with 5 Key Factors
Ever wondered how your credit score is calculated? We will tell you exactly how credit scores are determined and then allow you to get a rough estimate of what your credit score might look like…
How do Parking Tickets Affect your Credit?
You may have forgotten about your old parking tickets, but have they forgotten about you? Some people think that if they don’t pay their parking tickets and just ignore them, they will some how go away. From our experience, parking tickets don’t always go away. Old, unpaid parking tickets often show up on people’s credit reports.
Does your credit score fall every time someone checks it?
Has anyone ever told you that every time someone checks your credit, it lowers your credit score? While there is some truth to this claim, there are some exceptions…
Could Your Credit Score Be Worse than You Think It Is?
“I’ve got excellent credit because I pay all my debts on time.” Many factors can drastically lower your credit score even though you always pay on time…
Does Your Credit Score Go Down Whenever Someone Checks It?
“I hear that every time someone checks your credit it lowers your credit score.” Myth Buster: While there is some truth to this statement, there are some exceptions…’><meta name="msvalidate.01" content="54B0D5D4AED3C5A25D8C3DD344F61E8D
Not sure which option is right for you?
Get answers from an expert.
With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.