St. Marys Credit Counselling
We provide free, confidential, non-judgmental credit counselling to help you get your finances back on track.

Credit Counselling Society Serving St. Marys, Ontario
Free Debt & Credit Help

Credit Counselling St. Marys – Stressed about your debts? Maybe your credit is maxed out, you can’t sleep, or financial worries are affecting your relationships. We can help.

 

Non Profit Consumer Credit Counselling & Debt Solutions from Canada’s Leading Service Provider

We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief to St. Marys. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:

  • Consolidate your debts in St. Marys with one monthly payment
  • Get your finances back on track and effectively manage your living expenses
  • Stop collection calls
  • Save thousands of dollars in interest charges

Find Out What Options May Be Available to You
by Answering 9 Simple Questions

Just answer these easy, multiple-choice questions to get a look at your potential options. Within a few minutes, you'll be looking at summarized options and results that apply specifically to your situation.

Discover Your Options

Self Assessment of Debt Relief Options
1. How would you describe your financial situation? Please move the slider along the scale to reflect approximately where you feel you're at.
I can cover all my expenses each month, plus have the ability to save.
 
I can cover my monthly expenses, but I need to borrow, work extra, etc.
 
I can no longer cover all my expenses every month.
 
2. Which of the following best describes you?
3. How stressed do you feel about your debt?
Not stressed
 
Somewhat stressed
 
Very stressed
 

People We Helped Interviewed on Global TV and CTV News

From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.

Global TV talks to Julia Fletcher after she pays off $10,000 in debt with 0 interest negotiated by the Credit Counselling Society. Watch
CTV News interviews Dan Robinson after paying off $30,000 in debt at 0 interest with the help of the Credit Counselling Society. See story

Global TV speaks with Charis who has nearly paid off $67,000 in debt on 13 credit cards with help from the Credit Counselling Society. Watch

Providing Free Consumer Credit & Debt Counselling Services for 25 Years

With over 98% of our clients surveyed stating they would recommend our services to those they know, the Better Business Bureau’s best rating, many locations across Canada, and top notch service that’s gotten us over 80 awards, the Credit Counselling Society has a strong track record as one of the leading providers of credit counselling and debt relief service in Canada. Whether you want to get your finances back on track, make a plan to get out of debt, or simply learn how to work better with your money, call us at 1-888-527-8999.

It’s Okay to Ask for Help with Debt

“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”

– Yasmine

More About the Credit Counselling Society & Our Standards

We’ve offered non profit consumer credit counselling for well over 25 years. 95% of Canadians who get in touch with us are often helped without being charged a cent. People only choose to pay for our help if they decide to go on our Debt Management Program. This consolidates each one of someone’s credit card and other unsecured debt payments into a single monthly payment that they can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, it’s just one of a number of ways that we’re able to help people.

We believe that the best debt consolidation or debt help is an option that allows someone to get back on track as quickly as possible while helping them achieve their long-term financial goals. Unfortunately, our approach is at odds with the way some commission driven financial counselors, debt advisors, credit consultants, and credit advisors out there operate, but we believe that when someone is struggling financially, you need to look at all their options and focus on what’s going to help them the most in the long run. For this reason we don’t pay our staff commission – only a salary. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.

If you’d like to speak with one of our professionally trained credit and debt counsellors, take a look at your financial situation, and see what options you have to get back on track, call us now at 1-888-527-8999. We’re here to help you.

The Credit Counselling Society also provides alternatives to filing for bankruptcy in St. Marys, Ontario.

Have questions?

Need some help?

If you want help figuring out the best solution for your unique situation, call or chat with us online. We’re here to help.

Placing Your Interests First

Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.