Financial Education
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Should Working, Adult Children Who Live at Home Pay Rent?

Should Working, Adult Children Who Live at Home Pay Rent? By Kevin SunThere are many reasons why it’s a bad idea to financially bail out your adult children when they’re already working, but things are a bit more complicated when it comes to living at home rent-free....

How to Pay Off Debt and Bills Quickly in Canada

How to Pay Off Debt and Bills Quickly in Canada By Julie JaggernathHave you hit a brick wall trying to find the best or fast way how to pay off debt quickly? Rather than getting more and more frustrated, take bold steps that will get you moving towards your goal...

Great Ways to Conserve Electricity and Save Money at Home

Great Ways to Conserve Electricity and Save Money at Home Guest post by Mike BrasovanShuddering at the sight of your latest electric bill? As the weather continues to fluctuate throughout the seasons, costs can soar during the hot summer months and the chillier winter...
How to Cut Costs for an Emergency Budget

How to Cut Costs for an Emergency Budget

How to Cut Costs for an Emergency Budget When your income suddenly drops, your spending may have to as well. Many Canadians don’t have an emergency fund to help weather financial storms. Without that, cutting costs is the next option to consider. Tracking your...

Christmas Budgeting Tips

Christmas Budgeting Tips

Practical Tips to Avoid Debt During the Holiday Season With a week to go before the big day, you’ve got the big bushy Christmas tree, the perfectly wrapped presents, the festive turkey with all the fixings, and all of the other details that come with the holidays....

How to Get Organized with Money and Finances

How to Get Organized with Money and Finances

Does Being Organized with Money and Finances Really Matter? by Julie Jaggernath Being organized with money and finances is about more than just paying bills on time and having some cash to spend. While you might look at those around you and think that you’re doing...

Help a Senior Parent Budget & Manage Money

Help a Senior Parent Budget & Manage Money

Help a Senior Parent Budget & Manage Money Q: My Mom is ready to sell the family home and move into an apartment following the passing of my Dad 4 years ago. She’s 76, in good health - a true pillar of strength for our family, but she is worried that she...

How to Build New Year’s Goals & Plans

How to Build New Year’s Goals & Plans

How to Build New Year's Goals & Plans Q: Another year has gone by and my wife and I are frustrated that we can’t seem to get ahead financially. I have to admit that the thought of living ultra-frugally for the next 30 years so we can retire comfortably, is not...

The Cost of Convenience

The Cost of Convenience

The Cost of Convenience Q: Our life seems to have gotten very busy. Not only are our kids back in school, but now that they’re older, my wife went back to work full time. Between both of us working, shuttling kids from pillar to post and to various activities,...

How to Give When Money’s Tight

How to Give When Money’s Tight

How to Give When Money's Tight Q: We value the work of charities and believe very strongly in giving to good causes. Our income is down this year and we wonder if you have any suggestions on how we can keep giving even though we have less income?   A: Canadians...

How to Plan a Vacation on a Budget

How to Plan a Vacation on a Budget

How to Plan a Vacation on a Budget Q: Our two weeks of summer vacation time are fast approaching and we haven’t planned a thing. While we can’t afford to spend a lot of money this year, we’d like to still do something special without blowing our budget. What can you...

Why Save Money When Interest Rates Are Low?

Why Save Money When Interest Rates Are Low?

Line of Credit Rates - Why Save When Borrowing is Cheap? Q: A friend of mine was giving me a hard time the other day. I wanted to delay my travel plans until I had saved up most of the money I needed, rather than use my line of credit to finance our vacation. His...

How to Maximize Your Back-to-School Budget

How to Maximize Your Back-to-School Budget

How to Maximize Your Back-to-School Budget Kids will soon be headed back to school, and for many families this represents one of the year’s largest one time expenses for the kids. Buying new school supplies, backpacks, lunchboxes, shoes, clothing and electronics can...

Entitled to Live Beyond Your Means

Entitled to Live Beyond Your Means

Entitled to Live Beyond Your Means When we help people with their debts we always ask them what they think caused their debt problem. People provide us with many different reasons, but the most common reasons include things like excessive use of credit, living on...

How to Save 50% on Everything You Purchase

How to Save 50% on Everything You Purchase

How to You Can Save 50% on Everything You Purchase If you are buying stuff, putting it on credit, and then not paying it off right away, you can probably save 50% on everything you buy. Many people believe that they can buy what ever they want now and pay for it...

Not sure which option is right for you?

Get answers from an expert.

With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.