Disputing incorrect credit card charges helps protect your hard-earned cash. Learning how chargebacks work now could save money and frustration later on.
Financial Education
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How To Pay Off Credit Cards as Quickly as Possible
The Best Way to Pay Off Credit Card Debt. Learn two credit card payoff strategies to help pay off debt as quickly as possible.
How Credit Card Cash Advances Work & What to Do Instead
Learn what is a credit card cash advance and why it should be a last resort option. Find out what to do instead of using cash advances.
How to Stop Relying on Your Credit Cards to Make Ends Meet
Credit cards come with steep interest rates, will add up to a mountain of debt if not managed carefully, and can set you up for a lot of stress when an unexpected emergency hits. Instead of being a slave to your credit cards to make ends meet, here’s how to switch over to better money management strategies to get a handle on your money and debt.
How Do You Pay Off A Credit Card?
We are often asked ‘How do you pay off a credit card?’ The majority of Canadians have multiple credit cards, and for a lot of people, it seems like their balances continue to grow larger and larger. While you may faithfully make your minimum payments every month, it may seem like you’re hardly making a dent in your balances.
Dealing with Credit Card Debt, Advice from Last Year’s Self-Pay It Off
Looking back at Christmas & holiday spending, can you plan, budget & save better to avoid credit card debt? Start now: it’s halfway to Christmas in July.
What Is Credit Card Loss Insurance and Is It a Scam?
A range of credit card insurance options are available to credit card holders, but having an understanding of these types of insurance is essential to avoiding a potential credit card scam.
How Do Credit Card Limit Increases & Balance Transfers Really Work?
High limits can mean more temptation. So what happens when you get an offer from your credit card company to raise your limit or do a balance transfer? How do balance transfers with convenience cheques really work?
How to Deal with Financial Infidelity
Finding out that your spouse hasn’t been honest regarding financial matters can put a lot of strain on a relationship. While this is difficult to accept, at least the problem is out in the open…
What to Do When Your First Credit Card is Uncontrollable
While my card isn’t maxed, I’m feeling a little nervous about how I’m going to pay my bill. Can you give me some advice before I become maxed out like my friends?…
Should You Invest of Pay Off Debt? Try a Balanced Approach
We are often asked ‘Should I invest my money or pay off debt?’ A: While it always makes sense to pay off high-interest credit-card debt, there are advantages to taking a balanced approach…
Myth: “Credit card companies wouldn’t send me applications in the mail if I couldn’t afford another credit card.”
Just like many other companies, credit card companies send out bulk mailings to large lists of people in the hopes that they will end up with some new customers…
Not sure which option is right for you?
Get answers from an expert.
With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.