Financial Education
We’re passionate about helping you develop money skills.
Disputing a Credit Card Charge

Dispute a Credit Card Charge in Canada & Get a Chargeback

Disputing incorrect credit card charges helps protect your hard-earned cash. Learning how chargebacks work now could save money and frustration later on.

Snowball Method to Pay Off Debt

How To Pay Off Credit Cards as Quickly as Possible

The Best Way to Pay Off Credit Card Debt. Learn two credit card payoff strategies to help pay off debt as quickly as possible.

Withdrawing Cash at an ATM

How Credit Card Cash Advances Work & What to Do Instead

Learn what is a credit card cash advance and why it should be a last resort option. Find out what to do instead of using cash advances.

How to Stop Relying on Your Credit Cards to Make Ends Meet

How to Stop Relying on Your Credit Cards to Make Ends Meet

Credit cards come with steep interest rates, will add up to a mountain of debt if not managed carefully, and can set you up for a lot of stress when an unexpected emergency hits. Instead of being a slave to your credit cards to make ends meet, here’s how to switch over to better money management strategies to get a handle on your money and debt.

How Do You Pay Off A Credit Card?

How Do You Pay Off A Credit Card?

We are often asked ‘How do you pay off a credit card?’ The majority of Canadians have multiple credit cards, and for a lot of people, it seems like their balances continue to grow larger and larger. While you may faithfully make your minimum payments every month, it may seem like you’re hardly making a dent in your balances.

Not sure which option is right for you?

Get answers from an expert.

With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.