How To Pay Off Credit Cards as Quickly as Possible by Stacy Yanchuk OleksyIf you’re looking for how to pay off credit cards on your own and get out of debt, you’ve made a great choice! Here’s a quick, down and dirty run through of two credit card payoff strategies to...
How Credit Card Cash Advances Work & What to Do Instead By Carmen Chan & Julie JaggernathCredit card cash advances are so tempting – sometimes you’re in a pinch and you need to cover off your bills, pay for an emergency repair or have some spending money for...
How to Stop Relying on Your Credit Cards to Make Ends Meet Credit cards come with steep interest rates, will add up to a mountain of debt if not managed carefully, and can set you up for a lot of stress when an unexpected emergency hits. Many people get into the habit...
How Do You Pay Off A Credit Card? We are often asked ‘How do you pay off a credit card?’ The majority of Canadians have multiple credit cards, and for a lot of people, it seems like their balances continue to grow larger and larger. While you may faithfully make your...
How to Deal with Credit Card Debt – Advice from Last Year’s Self By Julie Jaggernath Have you ever made a conscious effort to pay down credit card debt, only to abandon your resolve because the balances never seem to budge in the right direction? Maybe you’re...
Do You Need Credit Card Loss Insurance? Or is it Another Credit Card Scam? A range of credit card insurance options -- ranging from credit card loss insurance to credit card balance protection insurance -- are available to credit card holders, but having...
Does It Make Sense to Raise Your Credit Card Limit or Do a Balance Transfer with Convenience Cheques? By Julie Jaggernath Have you received an offer to raise the limit on your credit card? You know the ones, about how the credit card company wants to recognize your...
How to Deal with Financial Infidelity Q: I suspected my wife of having secret debt, so I confronted her. She confessed that she’s been carrying debt on her own credit cards and has only been making minimum payments. The balances are now high enough that she can’t keep...
Is Your First Credit Card Getting Out of Control? Here’s How to Get Yourself Back on Track Q: I’m a first year university student and during campus orientation I signed up for my first credit card. I’ve activated it and have been using it to pay for various things....
Should You Invest or Pay Off Debt? Try a Balanced Approach Q: I want to pay off my credit card bill this year but to do this I won't have any money left over to start investing in an RRSP. Is this a good strategy? A: While it always makes sense to pay off...
Myth: “Credit card companies wouldn't send me applications in the mail if I couldn't afford another credit card.” Just because a credit card company knows your name and address does not mean that they know anything more about you than anyone else who sends you mail....
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