Financial Education
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Why Your First Checkup of 2021 Should Be a Financial Health Assessment

Getting the right checkups is important to staying healthy every year. Here’s why your first checkup of 2021 should be to assess your financial situation.

Best Location for a Debt Consolidation Loan in Ontario

Here is a quick guide ranking the best debt consolidation options in the order we would suggest you look at them, plus pros and cons we think you’ll want to know about.

Joint Debt Problems: How to Deal With and Avoid Joint Debts

Joint debts usually happen with the best of intentions. But when things go wrong, they can go really wrong for both people. Here are tips to help you sort things out.

Should I Pay Off Debt or Save Money?

Should I Pay Off Debt or Save Money?

Should I Pay Off Debt or Save Money? By Jordan EvansNow that the holidays have come and gone and many of us are attempting to deal with our holiday spending-induced credit card debt, we may be asking ourselves the same question: should I pay off debt or save? Getting...

What to Do if You are Sued by Creditors

What to Do if You are Sued by Creditors

Help, I'm Being Sued! What To Do When You Receive a Notice of Claim for a Debt By Clare SmithYou know you’re being sued for a debt when you receive a Notice of Claim. A Notice of Claim, sometimes called a Demand Letter, Claim or Statement of Claim, usually arrives via...

How to Get Out of Debt in 2021

How to Get Out of Debt in 2021

12 of the Best Ways to Get Out of Debt Quickly By Jordan Evans & Julie JaggernathA lot of people tell us that they would love to pay down their debt or completely get rid of it altogether, but they aren’t quite sure of the best way to do it or where to get...

How to Pay Debt Off With No Money

How to Pay Debt Off With No Money

How to Pay Off Debt With No Money Are you wondering how to pay off debt with no money? Maybe you’re in a situation where you or your family have a budget that’s barely holding together and are living pay cheque to pay cheque. The best way to overcome this challenge...

13 Money Saving Tricks to Pay Off Debt Quickly

13 Money Saving Tricks to Pay Off Debt Quickly

13 Money Saving Tricks to Pay Off Debt Quickly So you’re ready to charge full steam ahead at paying off your debt, doing everything you can to throw extra cash at your lenders until you’re officially debt-free. The average Canadian’s non-mortgage debt is $29,312,...

Don’t Let Blue Monday 2019 Drag You Down

Don’t Let Blue Monday 2019 Drag You Down

Don’t Let Blue Monday 2019 Drag You Down By Stacy Yanchuk Oleksy Blue Monday 2019 pops up in the already tough month of January. The holidays are done, the decorations are in storage, we’re in the middle of winter, and depending on where you live in Canada, you may...

Which Debts Don’t Need to Be Paid Down First?

Which Debts Don’t Need to Be Paid Down First?

Which Debts Don't Need to Be Paid Down First? By Julie Jaggernath When you are trying to figure out how to get out of debt quickly, you might have some debts that don’t need to be paid down first. That doesn’t mean you can ignore them and stop making payments, but it...

Paying Off Debt Tips – 3 Things to Avoid

Paying Off Debt Tips – 3 Things to Avoid

Paying Off Debt Tips - 3 Things to Avoid If you're looking for tips on paying off debt, below are 3 often-overlooked spending tips that can save you money and help you get out of debt more quickly. These 3 things to avoid stem from questions we hear all too often, but...

Great Insight Into How To Pay Off Debt

Great Insight Into How To Pay Off Debt

Great Insight Into How To Pay Off Debt by Stacy Yanchuk Oleksy I consistently get asked when I’m in the community teaching or talking about financial wellness, how to pay off debt. It’s a great question but I think before we look at strategies, we should consider some...

How to Deal with Debt Stress and Get Debt Relief

How to Deal with Debt Stress and Get Debt Relief

How to Deal with Debt Stress and Get Debt Relief Debt affects more than just our financial well-being; having money problems can also affect our physical and emotional health, which is why it’s important that we understand how to deal with debt stress. Debt and stress...

Is Selling a Home to Pay Off Debt a Good Idea?

Is Selling a Home to Pay Off Debt a Good Idea?

Is Selling a Home to Pay Off Debt a Good Idea? Q: Over the years, we refinanced our home a few times to pay off our credit cards and other debts, but we never actually got ahead. Now we’re faced with selling our home as we’re having a hard time keep up with our first...

Overview of How to Get Out of Debt in Canada

Overview of How to Get Out of Debt in Canada

How to Get Out of Debt - A Concise Overview By Julie Jaggernath When you want to get out of debt, the first step is to organize specific parts of your finances. Start by making a list of all of your debts (outstanding balances, interest rates and charges) and...

Gambling: How to tell if you’ve gone too far

Gambling: How to tell if you’ve gone too far

When Does Gambling Stop Being “Just for Fun” and Become Problem Gambling? Many people consider gambling as a form of casual entertainment while others are consumed by every thought of it, so when does gambling stop being “just for fun” and become problem gambling?...

Not sure which option is right for you?

Get answers from an expert.

With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.