Financial Education
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7 Things That Are Not On Your Credit Report

7 Things That Are Not On Your Credit Report By Julie JaggernathYour credit report is a snapshot of your financial situation at a single point in time. Your credit history report lists your current credit accounts, how you’re managing your debts, and how often you’re...

How to Read Your Credit Report

How to Read Your Credit Report If you’re looking at a credit report for the first time it can be quite intimidating. Your credit report may be a single document but it holds a lot of power in your life, from day-to-day activities to major milestones. It’s what helps...

3 Ways People Destroy Their Credit Score

3 Ways People Destroy Their Credit Score Credit scores take years to build up and only a few small mistakes to destroy. Keeping your credit score high can help you to get better interest rates on loans and mortgages, can help you rent an apartment or a house, and much...
7 Things That Are Not On Your Credit Report

7 Things That Are Not On Your Credit Report

7 Things That Are Not On Your Credit Report By Julie JaggernathYour credit report is a snapshot of your financial situation at a single point in time. Your credit history report lists your current credit accounts, how you’re managing your debts, and how often you’re...

How to Read Your Credit Report

How to Read Your Credit Report

How to Read Your Credit Report If you’re looking at a credit report for the first time it can be quite intimidating. Your credit report may be a single document but it holds a lot of power in your life, from day-to-day activities to major milestones. It’s what helps...

3 Ways People Destroy Their Credit Score

3 Ways People Destroy Their Credit Score

3 Ways People Destroy Their Credit Score Credit scores take years to build up and only a few small mistakes to destroy. Keeping your credit score high can help you to get better interest rates on loans and mortgages, can help you rent an apartment or a house, and much...

Tips to Use a Credit Card Wisely

Tips to Use a Credit Card Wisely

Tips to Use a Credit Card Wisely Q: I had trouble paying my credit cards a few years ago, so I started only using cash. I worked hard to get my finances back on track and things are going well again. I figure that in about 3 years I’ll have enough saved for the down...

3 Common Credit Problems & How to Fix Them

3 Common Credit Problems & How to Fix Them

3 Common Credit Problems & How to Fix Them People often ask how they can fix their credit. Depending on your situation and how much damage you’ve done, the answers vary. Here are answers to the 3 most common concerns: Problem 1: I have a late payment If you only...

Are Reward Credit Cards Worth It?

Are Reward Credit Cards Worth It?

Are Reward Credit Cards Worth It? When credit cards first came out with points that rewarded you for using your credit card, many people saw this as the ultimate way to get free stuff—just put everything you buy on your credit card and get free flights and merchandise...

You Don’t Have to be in Debt to Build Credit

You Don’t Have to be in Debt to Build Credit

You Don't Have to be in Debt to Build Credit Some people think that they always need to owe something on a credit card to build their credit. The truth is that you don’t have to owe anyone even a single penny to build your credit. The only thing that you need to do to...

Not sure which option is right for you?

Get answers from an expert.

With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.