Financial Education
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How to Pay Off and Make Joint Debts Work

How to Pay Off and Make Joint Debts Work You opened a joint account with the best intentions: to help your child as they started university, to rebuild credit for a struggling sibling, or to combine finances with your spouse. But joint debts — from lines of credit, to...

How to Help Friends Who Need Help with Their Financial Problems

How to Help Friends Who Need Help with Their Financial Problems Q: We are friends with another couple in our neighbourhood. Despite having good jobs, they keep going deeper into debt on their line of credit and often times their parents help them out; they’re always...

How to resolve fighting over money: look below the surface

How to resolve fighting over money: look below the surface Q: My partner and I fight about money all the time. She's a spender and I'm a saver. She says I'm too controlling about money and no fun, and I think she's too frivolous with money and doesn't care about our...
Should You Keep Financial Secrets?

Should You Keep Financial Secrets?

Should You Keep Financial Secrets? Q: I'm planning to propose to my girlfriend soon. I know she will say 'yes' but I'm worried about telling her that I've had some financial troubles in the past. How much should I say? A: Marriage can be a wonderful experience but it...

How People Get Caught by Joint Debts

How People Get Caught by Joint Debts

How People Get Caught by Joint Debts Here is a common scenario: a couple splits up, gets a separation agreement and then one of them tries to apply for a loan. The lender says, "Sorry you don’t qualify because your credit bureau shows you have this other debt with...

Not sure which option is right for you?

Get answers from an expert.

With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.