Plan for Christmas and Beyond By Stacy Yanchuk Oleksy Tis the season isn’t it? My husband and I have moved to Ontario from British Columbia and I feel as though the Christmas spirit has come a little early (likely because so has the cold weather) and thoughts are now...
What You Need to Know Before You Shop on Black Friday or Cyber Monday By Renu Singh-Joseph and Stacy Yanchuk Oleksy Are you searching online for Black Friday deals? Or checking out Black Friday sale items in your local flyers? Whether you’re shopping in Canada or...
Are Your Debts Haunting You? Overcome Your Fear of Debt and Become Debt Free Everyone has something they’d rather not face -- whether it be credit card debt or a missed mortgage payment -- and Halloween can sometimes bring out the worst of our financial fears,...
Manage Christmas and Holiday Season Stress to Avoid Maxing Out Your Credit Cards by Julie JaggernathWith only two weeks before Christmas, you might be feeling the stress of the holiday season and all that you still need to do. What you might not realize is that your...
Tricks for a Memorable not Expensive Halloween Q: Is it just me or is Halloween getting out of control? Between costumes for our 3 kids, parties, treats and house decorations, we could easily spend $250 this year. Even though we could afford to spend this much, we...
Survey Says that Three-Quarters of Canadians Don’t Save Up for Holiday Shopping Based on survey results, it seems that three-quarters of Canadians face at least some post-holiday debt when the bills start arriving in January. According to a recent survey conducted by...
How to Start Planning for Christmas in July by Julie JaggernathChristmas is coming! Ok, it’s not worth sounding the alarm quite yet; it’s still 6 months away, but time flies when you’re having fun, and so does your cash. What are you doing now to make sure that you’ll...
5 Last Minute Mother’s Day Ideas She'll Love by Julie Jaggernath Moms are special people, and to show your appreciation and love for your Mom or special lady, nothing does it better than time. Time really is more precious than money, so here are 5 last minute Mother’s...
It’s the Thought That Counts, Not the Price Tag Q: My wife and I got married last year, so this will be our first Valentine’s Day as a married couple. I want to do something special for her, but we’re saving up for a down payment on a condo and I don’t want to blow...
How to Save Time and Money on Christmas Gifts Q: My husband and I are immigrants and over the years, our extended family has grown a lot. While we really enjoy getting together to celebrate Christmas each year, we don't look forward to the amount of time and money we...
Christmas Budgeting: It's Not Too Late Q: It's hard to believe that Christmas is less than a month away. What can we do to keep our holiday expenses more manageable for our family this year? A: Even if you haven't been able to save money for the holidays, it's not too...
Save Money with a Family Budget - Staycation Ideas for Spring Break Q. Spring Break is looming once again. We try and get away somewhere warm most years but this year, we just can’t afford a big trip. Do you have any advice on how we can make Spring Break fun without...
Valentine's & Holiday Debt Can Kill Those Lovin' Feelings: How to Make Valentine's Day Special Yet Affordable Q: My wife drops little hints about February 14 as soon as we see heart shaped candy in the grocery store. Don't get me wrong, I love my wife, but I have...
30 Staycation Ideas Two recent surveys have shown that almost 50% of us don’t think that we can afford a vacation this year. For those who do plan to travel, 75% don't plan on going very far. A survey recently conducted by American Express found that of those planning...
How to Afford a Summer Vacation this Year According to a recent survey, more than half of Canadians say they can’t afford to take a vacation this summer. The poll indicates that Canadians are having trouble putting money aside for holidays. We would like to offer some...
Average Canadian Bride Spends $20,000 on Her Wedding: 5 Ways to Make Your Wedding More Affordable Is there an expectation in your family that the next person to get married will have a big, expensive wedding? This may be true in a lot of families because a new survey...
Do Summer Vacations Leave You Broke? Here's an Idea Q: My family usually takes a summer vacation, away from home. And while we have a lot of fun, we usually come home broke, exhausted and not ready to go back to work. I’ve heard a little about “stay-cations” and that...
Lesson in Debt Management a Great Grad Gift Q: Our daughter is graduating from high school in June. How can we help her to understand that there is a limit on what we are able to spend on her graduation? A: High-school graduation can be an exciting and emotional time...
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