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Plan for Christmas and Beyond

Plan for Christmas and Beyond By Stacy Yanchuk Oleksy Tis the season isn’t it? My husband and I have moved to Ontario from British Columbia and I feel as though the Christmas spirit has come a little early (likely because so has the cold weather) and thoughts are now...

What You Need to Know Before You Shop on Black Friday

What You Need to Know Before You Shop on Black Friday or Cyber Monday By Renu Singh-Joseph and Stacy Yanchuk Oleksy Are you searching online for Black Friday deals? Or checking out Black Friday sale items in your local flyers? Whether you’re shopping in Canada or...

Are Your Debts Haunting You? Overcome Your Fear of Debt and Become Debt Free

Are Your Debts Haunting You? Overcome Your Fear of Debt and Become Debt Free Everyone has something they’d rather not face -- whether it be credit card debt or a missed mortgage payment -- and Halloween can sometimes bring out the worst of our financial fears,...
Plan for Christmas and Beyond

Plan for Christmas and Beyond

Plan for Christmas and Beyond By Stacy Yanchuk Oleksy Tis the season isn’t it? My husband and I have moved to Ontario from British Columbia and I feel as though the Christmas spirit has come a little early (likely because so has the cold weather) and thoughts are now...

Manage Stress to Avoid Overspending

Manage Stress to Avoid Overspending

Manage Christmas and Holiday Season Stress to Avoid Maxing Out Your Credit Cards by Julie JaggernathWith only two weeks before Christmas, you might be feeling the stress of the holiday season and all that you still need to do. What you might not realize is that your...

Tricks for a Memorable not Expensive Halloween

Tricks for a Memorable not Expensive Halloween

Tricks for a Memorable not Expensive Halloween Q: Is it just me or is Halloween getting out of control? Between costumes for our 3 kids, parties, treats and house decorations, we could easily spend $250 this year. Even though we could afford to spend this much, we...

How to Start Planning for Christmas in July

How to Start Planning for Christmas in July

How to Start Planning for Christmas in July by Julie JaggernathChristmas is coming! Ok, it’s not worth sounding the alarm quite yet; it’s still 6 months away, but time flies when you’re having fun, and so does your cash. What are you doing now to make sure that you’ll...

5 Last Minute Mother’s Day Ideas She’ll Love

5 Last Minute Mother’s Day Ideas She’ll Love

5 Last Minute Mother’s Day Ideas She'll Love by Julie Jaggernath Moms are special people, and to show your appreciation and love for your Mom or special lady, nothing does it better than time. Time really is more precious than money, so here are 5 last minute Mother’s...

How to Save Time and Money on Christmas Gifts

How to Save Time and Money on Christmas Gifts

How to Save Time and Money on Christmas Gifts Q: My husband and I are immigrants and over the years, our extended family has grown a lot. While we really enjoy getting together to celebrate Christmas each year, we don't look forward to the amount of time and money we...

Christmas Budgeting: It’s Not Too Late

Christmas Budgeting: It’s Not Too Late

Christmas Budgeting: It's Not Too Late Q: It's hard to believe that Christmas is less than a month away. What can we do to keep our holiday expenses more manageable for our family this year? A: Even if you haven't been able to save money for the holidays, it's not too...

30 Staycation Ideas

30 Staycation Ideas

30 Staycation Ideas Two recent surveys have shown that almost 50% of us don’t think that we can afford a vacation this year. For those who do plan to travel, 75% don't plan on going very far. A survey recently conducted by American Express found that of those planning...

How to Afford a Summer Vacation this Year

How to Afford a Summer Vacation this Year

How to Afford a Summer Vacation this Year According to a recent survey, more than half of Canadians say they can’t afford to take a vacation this summer. The poll indicates that Canadians are having trouble putting money aside for holidays. We would like to offer some...

Lesson in Debt Management a Great Grad Gift

Lesson in Debt Management a Great Grad Gift

Lesson in Debt Management a Great Grad Gift Q: Our daughter is graduating from high school in June. How can we help her to understand that there is a limit on what we are able to spend on her graduation? A: High-school graduation can be an exciting and emotional time...

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With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.