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  2. Why Your First Checkup of 2021 Should Be a Financial Health Assessment

Why Your First Checkup of 2021 Should Be a Financial Health Assessment

by Kevin Sun

Now that 2020 is finally over, we all hope that 2021 will shape out to be happier and healthier. In this time when traditional New Year’s resolutions may need rethinking, the key to figuring out how we can improve ourselves is getting checkups on where exactly we’re at and what our best options are to become better. Here’s why a financial checkup by a credit counsellor is the next one you should get:

A Healthy Life Needs Healthy Finances

Money doesn’t guarantee happiness, but it does give safety and stability. If you’re worried about paying your bills or feel overwhelmed by debt that just won’t go away, then tackling that problem at its source is the first step to getting back on track.

Credit counselling will help you do just that. How it works is that you’ll meet a licensed professional who will review your unique financial situation with you, zero in on the challenges you’re facing, and provide a comprehensive overview of the best solutions available. Just like getting a checkup by the doctor, a credit counsellor will help you understand what’s going on with your money and how to fix it.

Healthy Life Needs Healthy Finances

Our Credit Counselling is Free and Confidential

When your money is already stretched thin, the last thing you need is another thing to pay for. Our non-profit credit counselling service is completely free, meaning that you’ll pay absolutely nothing to speak with a licensed professional and get advice on how you can overcome your money challenges.

Sound too good to be true? It’s always smart to be cautious. For any service, make sure it’s really what it says it is by fact-checking its qualifications and reviewing its reviews. Any personal information discussed as part of your counselling with us is also kept confidential. That means unless you agree otherwise, no one will ever know you came to get a financial assessment, including those you borrowed money from (so your credit score will never be affected). Whether you’ve got good or bad credit, our financial counselling is available at no cost to all who need it.

Knowledge Is Power, and Two Heads Are Better Than One

Whether it’s about how to set up a budget or what the different kinds of debt consolidation are, having more information and resources will help you make more informed decisions. Of course, you can get a lot of this without ever needing to actually speak to a credit counsellor.

What a counsellor can provide is a fresh perspective on your situation. No one knows your life better than you, but everyone has an angle they missed or an approach they never considered. Getting a second head to help solve your problems is better than struggling with it alone, especially if that second head is professionally trained to help you with these exact issues.

When you talk to one of our credit counsellors for a financial wellness assessment, the worst that can happen is you spend some time and decide you don’t need this checkup every year. However, it could also be just the tool you need to start on the path towards financial peace of mind.

You Can Get Credit Counselling and a Financial Assessment by Phone or Video

Now that social distancing is a necessary part of staying safe during the pandemic, seeing a doctor or dentist in person for a regular checkup can be as difficult as it is unavoidable. However, you don’t need to worry about this when it comes to getting a financial assessment with one of our credit counsellors. We offer phone and video appointments for everyone who wants to get free and confidential support from the comfort of their home. Make this your next checkup by calling us at 1-888-527-8999, sending us an email, or chatting with us online to make an appointment. We’re ready to help!

Worried about debt?

Get help to overcome it.

The sooner you start dealing with your debt, the sooner you see an improvement in your credit report If you need some help getting started with a plan, or if you’re not sure if your budget is realistic, contact a non-profit credit counsellor for free, confidential help. Typically, the earlier you contact us, the more options you’ll have.

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