Sample Letters to CreditorsBelow are sample letters that can be used in common situations to communicate with a creditor. However, before writing your creditor a letter, make sure to read through the warning messages. Always be honest, but also be aware of what could make your situation worse. There are some things that, if mentioned in writing, can trigger acceptance of the debt or extend the time period the creditor can legally pursue you for debt payment.
Can’t Make Payments
Forgiveness of Debt
How to Talk to Creditors
When you’re not able to make your payments, communicate effectively with creditors to get help.
Stressful Calls / Letters
Here are 4 DIY steps to take now when you need to put an end to stressful collection calls / letters.
Are you curious about what credit counselling is or how it works? Here’s what you need to know.