Most people have more room in their budget than they think. Answer a few quick questions and we will show you realistic places to find money each month, for whatever matters most to you: building savings, an emergency fund, or paying down debt faster.
Estimates are for guidance only and are not a guarantee. You decide what fits your situation.
Turn on the ideas that fit you and adjust the sliders to match your situation. Your running total updates as you go. The money is yours to point wherever it helps most, and if debt is part of your picture, you can send your total straight to our Debt Repayment Calculator to see how much faster you could be debt free.
These are potential estimates based on Credit Counselling Society guidance. Some ideas may overlap, so use the sliders to keep your numbers realistic for you.