Victoria Credit Counselling

We offer confidential, non-judgmental, free credit counselling to help you solve your financial challenges.

Free Credit & Debt Counselling Services in Victoria

Credit Counselling Victoria, BC – Struggling to make your minimum payments? Are debt problems affecting your sleep, health, or relationships? We can help put an end to your stress. We serve all of Victoria and surrounding areas.

Non Profit Consumer Credit Counselling & Debt Solutions from Canada’s Leading Service Provider

We are a non-profit consumer credit and debt counselling service providing debt solutions and help in Victoria. Our highly trained and professionally accredited Counsellors can help you explore all of your options and find the best solution. We can help you:

  • Consolidate your debts in Victoria with one monthly payment
  • Get your finances back on track and effectively manage your living expenses
  • Stop collection calls
  • Save thousands of dollars in interest charges

Find Out Exactly How We Can Help
by Answering 4 Simple Questions

Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.

 

How We Can Help Self Assessment
1. What is your primary financial concern?
2. Do you currently carry balances on any of the following? (Check all that apply)
3. Which of the following best describes you?
4. What is your household’s primary source of income? 
 

People We Helped Interviewed on Global TV and CTV News

From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.

Global News interviews Julia Fletcher after she pays off $10,000 in debt interest free with help from the Credit Counselling Society. Watch
CTV News shows how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. See story

Global TV speaks with Charis who has nearly paid off $67,000 in debt on 13 credit cards with help from the Credit Counselling Society. Watch

Providing Free Consumer Credit & Debt Counselling Services for 25 Years

With 98% of clients surveyed reporting they would recommend our services to others, offices located in communities across Canada, the Better Business Bureau’s highest rating, and over 80 awards, the Credit Counselling Society is one of Canada’s leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us now at 250-382-9559 or 1-888-527-8999.

Victoria Office Credit Counselling Society

Victoria Office

Cook Medical Building
Suite 214 – 1175 Cook Street
Victoria, BC V8V 4A1

Phone: 250-382-9559

Our Victoria office also provides credit counselling services to Saanich, Sidney, Langford, Colwood, Metchosin, Sooke, Brentwood Bay, Saanichton, Mill Bay, Cobble Hill, Duncan, Lake Cowichan, and Saltspring Island.

Plan Your Trip: BC Transit Trip Planner

There’s Life Beyond Debt for Everyone

“When debts became a problem, I felt very overwhelmed – like I could not see the end of the tunnel. Picking up the phone felt like lifting a 10 pound rock, but they were very cheerful on the other end of the line. I came in, discussed my situation in privacy, and instantly got relief knowing I was in good hands.”

– Delores

More Info About the Credit Counselling Society & Our Approach

We’ve provided non-profit credit counselling for over 25 years and usually give entirely free help to about 95% of those who reach out to us. People will only pay for our help if they make the decision to sign up for our Debt Management Program. This consolidates every one of someone’s credit card and other unsecured debt payments into just one monthly payment that fits their budget. With this program, interest is either stopped or substantially reduced. It will eliminate debt while protecting privacy, allowing credit repair, and working to put people’s finances back on the right track as soon as possible. Yet this is simply one of a variety of tools we have to assist people.

We believe that the best debt consolidation in Victoria, BC or debt help is an option that allows someone to get back on track as quickly as possible while helping them achieve their long-term financial goals. Unfortunately, our approach is at odds with the way some commission driven financial counselors, debt advisors, credit consultants, and credit advisors out there operate, but we believe that when someone is struggling financially, you need to look at all their options and focus on what’s going to help them the most in the long run. For this reason we don’t pay our staff commission – only a salary. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.

If you’d like one of our professionally trained counsellors to take a look at your situation and help you figure out what all your options are to get back on track, give us a call today at 250-382-9559. All you’ve got to lose is your debt.

The Credit Counselling Society also provides alternatives to filing for bankruptcy in Victoria, BC.

Have questions?

Need some help?

If you want help figuring out the best solution for your unique situation, call or chat with us online. We’re here to help.

Placing Your Interests First

Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.

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