Budgeting Help & Tips

Simple tips to help you master your personal finances.

Get Help Making a Personal Budget
Financial Tips and Guidelines

We’re committed to helping you learn good money management skills. Our highly requested 7 step workbook helps tens of thousands of people develop a personal budget every year. It can help you too by guiding you through the process of organizing your money, understanding where you are, and making concrete plans to reach your financial goals.

Money Management Basics
7 Steps That Will Help You Build a Budget That Works

7 steps to budgeting

This workbook is available as a free PDF download. You can download it as a regular PDF, a fillable PDF, or you can view it online.

If you wish to receive a printed version of this workbook, please contact us to get a copy.

Budget Calculator That Guides You & Helps You Build a Budget

To make budgeting easier and more fun, we’ve created a budget calculator that guides you as you create your own budget. It makes suggestions and warns you if you’re spending too much money in any part of your budget.

Once you’re done, it can take a look at your budget and see if it can find any ways for your to improve your spending plan or save some money.

Features of Our Free Budget Calculator Spreadsheet

Our free Excel, OpenOffice, and Numbers (for the Mac) budgeting worksheet will help you manage your money better. The features of the calculator include:

  • A smart, interactive calculator worksheet that guides you through the budgeting process.
  • User friendly and easy to use even if you don’t really know how to use Excel.
  • Gives you a whole new perspective on your budget with simple, helpful graphs (this is great if you’re not a numbers person).
  • Tells you what a “normal” amount is to spend in each category of your budget based on our budgeting guidelines.
  • Clear graphs, dollar values and percentages so that you can adjust your budget as you go.
  • Does all the math for you.
  • Stand-alone Excel or Open Office file keeps your information private on your own computer.
Budget Calculator Detailed Screenshot
  • Drop down menus let you tell it whether each expense occurs weekly, monthly, annually, etc.
  • Keeps a running total of how much you’re planning to spend versus your income.
  • Finds common budgeting pitfalls and offers tips and solutions to fix them.
  • If you want to reduce your expenses and save some money, it can suggest dozens of places where you could look at reducing your expenses.
  • Easy to use with more personalized expense categories than other similar budgeting templates.

The budget calculator is also a personal budget template that can be used just as easily for household or family budgets. For more details, check out the budget calculator home page on our educational website, MyMoneyCoach.ca.

Download the Budget Calculator for Excel, OpenOffice, or Numbers (Mac)

Below you can download the free budget calculator spreadsheet for the PC or Mac on Excel, OpenOffice, or Numbers (Mac only).

Microsoft Excel Spreadsheet


Numbers (Mac Only)

Do you have questions?

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If you're struggling and are wondering how to move forward, give us a call. We're happy to answer your questions and help with any financial advice you need. It's possible that all you need at the present time is the right information or a plan for how to move forward once your situation improves. Give us a call if you have any questions. Speaking with us is always free, confidential and non-judgmental.

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