Money Management Blog
Welcome to the Credit Counselling Society’s Blog.
Debt Help Blog
Bankruptcy, Budgeting, Credit Counselling & More
Learn all sorts of great ways to manage your money better, solve your debt problems, and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting, or credit? If you need advice or help with your debts email us your questions or chat with us online. We’re happy to help.
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As a first-time renter juggling high living costs and multiple debts, Katie felt trapped — until the right support helped her turn things around. Her story shows what’s possible when debt feels unmanageable.
Understanding how these features work and the ways they can influence spending is essential for Canadians who want to use Buy Now Pay Later responsibly.
Chasing credit card bonuses can feel like a clever way to earn free rewards, but without careful planning, those “free” perks can cost you in interest, fees, and stress. Learn how to spot when credit card churning stops helping and starts hurting your finances.
If debt has been haunting your nights, this Halloween is the perfect time to face your financial fears, make a plan, and take back control.
Setting a budget and trimming down monthly expenses are key priorities for anyone working on paying off debt. While there’s so much emphasis out there on cutting back your discretionary spending to free up cash to apply to debt repayments, how often are you looking at making changes to your fixed expenses too?
A good credit rating can open doors and save money. Learn why it matters and how young adults can build and protect it for the future.
Feeling overwhelmed by your first credit card bill? From tracking spending to setting limits and seeking free guidance, discover practical steps first-year students can take to manage credit card debt and protect their financial future.
Discover how first-year students can use credit cards wisely, with practical tips for managing expenses, building credit, and avoiding debt traps while creating strong money habits.
Considering a low interest credit card to consolidate debt? Learn the risks, hidden costs, and what to watch for before deciding if it’s the right move.
Should first-year students get a credit card? Learn the pros, cons, and tips to help decide if starting your credit journey in your first year is the right move.
Your credit card statement is more than just a bill—it’s a detailed record of your spending, payments, and fees that can help you stay in control of your finances. Learning how to read and analyze it allows you to spot errors, track habits, and make smarter financial decisions every month.
A new school year for your kids means buying new school supplies, backpacks, shoes, clothing, and more. Here’s how to maximize your back-to-school budget.
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