BC Credit Counselling Services

We offer confidential, non-judgmental, free credit counselling to help you solve your financial challenges.

Free Credit & Debt Counselling Services in British Columbia

Credit Counselling BC – Struggling to make your minimum payments? Are debt problems affecting your sleep, health, or relationships? We can help put an end to your stress.

 

Canada’s Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services

We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief to BC. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:

  • Create a spending plan to manage all of your living expenses
  • Get your finances back on track
  • Consolidate your debts in BC with just one monthly payment
  • Save thousands of dollars in interest
  • Stop collection calls from creditors

Offices

Vancouver
Justice Access Centre (VJAC)
Suite 290 - 800 Hornby Street
Vancouver, BC V6Z 2C5 view map

604-527-8999 or 1-888-527-8999

Burnaby
Central Park Business Centre
Suite 300 - 3665 Kingsway
Vancouver, BC V5R 5W2 view map
Currently providing telephone appointments only

604-527-8999 or 1-888-527-8999

New Westminster - Head Office
Suite 225 - 625 Agnes Street
New Westminster, BC V3M 5Y4 view map

604-527-8999 or 1-888-527-8999

Surrey
Suite 201 - 15399 102A Avenue
Surrey, BC V3R 7K1 view map

604-527-8999 or 1-888-527-8999

Victoria
Cook Medical Building
Suite 214 - 1175 Cook Street
Victoria, BC V8V 4A1 view map

250-382-9559 or 1-888-527-8999

Nanaimo
Oceanview Executive Centre
Suite 203 - 335 Wesley Street
Nanaimo, BC V9R 2T5 view map
Currently providing telephone appointments only

250-741-8558 or 1-888-527-8999

Kelowna
Stewart Centre Building
Suite 375 - 1855 Kirschner Road
Kelowna, BC V1Y 4N7 view map
Currently providing telephone appointments only

250-860-3000 or 1-888-527-8999

Previous Abbotsford Office
Suite 101A - 33140 Mill Lake Road
Abbotsford, BC V2S 2A5 view map
Currently providing telephone appointments only

604-859-5757 or 1-888-527-8999

Find Out Exactly How We Can Help
by Answering 4 Simple Questions

Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.

 

How We Can Help Self Assessment
1. What is your primary financial concern?
2. Do you currently carry balances on any of the following? (Check all that apply)
3. Which of the following best describes you?
4. What is your household’s primary source of income? 
 

People We Helped Interviewed by the News Media

Occasionally, the news media will interview one or two Canadians we helped who are comfortable with publicly sharing their stories. Here are several of these experiences with the Credit Counselling Society of BC.

Global TV talks to Julia Fletcher after she pays off $10,000 in debt with 0 interest negotiated by the Credit Counselling Society. Watch
CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story

Charis is interviewed by Global TV after nearly paying off $67,000 on 13 credit cards. The Credit Counselling Society helped her. Watch

Offering Free Consumer Debt & Credit Counselling Services for Over 25 Years

With 98% of clients surveyed reporting they would recommend our services to others, offices located in communities across Canada, the Better Business Bureau’s highest rating, and over 80 awards, the BC Credit Counselling Society is one of Canada’s leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us now at 1-888-527-8999.

It’s Okay to Ask for Help with Debt

“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”

– Yasmine

More Information About Us & How We Approach Things

We’ve offered non profit consumer credit counselling for well over 25 years. 95% of Canadians who get in touch with us are often helped without being charged a cent. People only choose to pay for our help if they decide to go on our Debt Management Program. This consolidates each one of someone’s credit card and other unsecured debt payments into a single monthly payment that they can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, it’s just one of a number of ways that we’re able to help people.

We truly believe that the best debt consolidation in BC or debt help is a solution that enables someone to get back on the right track as soon as possible while at the same time helping them accomplish their long term financial plans. Regrettably, the way we approach this is very different from the way some commission focused debt advisors, credit consultants, financial counselors, and credit advisors out there do things, but we firmly believe that when someone is having a difficult time financially, you need to carefully look into all options available to them and concentrate on what’s going to do the most to help them in the long-term. This is why we don’t pay any of our staff commission – only straight salaries. In addition to this, to ensure our organization meets the highest national and international standards, we decided to join, open ourselves to audits by, and become accountable to the most respected organizations in our industry in Canada and North America, Credit Counselling Canada and the National Foundation for Credit Counseling. We also report to a volunteer board of directors and to the Canada Revenue Agency. We’re also the only Canadian organization in our industry to annually open its books to an external auditor.

To benefit from one of our highly trained credit and debt counsellors having a look at your financial circumstances and working with you to see your choices for getting things back on track, give us a call now at 1-888-527-8999. Our help is free, confidential, and non-judgmental. The only thing you’ve got to lose is your debt.

The Credit Counselling Society also provides alternatives to bankruptcy in British Columbia. For anyone looking for debt forgiveness in BC, here’s a resource that can potentially be used.

Need some help?

Get Relief From Your Stress & Debt Today

With Canada’s most trusted and highest accredited non-profit credit counselling service available in Canada here for you, what’s holding you back?

Ensuring Your Interests are Always First

In everything we do, our goal is to always put the interests of consumers first and do what is best for them. Two important ways we pursue this is through transparency and accountability. We are held accountable to the highest and most demanding standards in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.

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