Ontario Credit Counselling
We offer confidential, non-judgmental, free credit counselling to help you solve your financial challenges.

Credit Counselling Society Serving Ontario
Free Debt & Credit Help

Credit Counselling Ontario – Are debt problems causing you stress? Maybe you’re struggling to make your minimum payments. If financial problems are making it hard to sleep or causing difficulty with your relationships, let us help.

 

Canada’s Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services

We are a non-profit service providing consumer debt and credit counselling services to Ontario. We can help you explore all your options and find the right solution for your situation. Our experienced, professionally certified Counsellors can also help you create a plan to:

  • Consolidate your debts in Ontario with one monthly payment
  • Get your finances back on track and effectively manage your living expenses
  • Stop collection calls
  • Save thousands of dollars in interest charges

Offices

Ottawa
514 – 130 Albert Street
Ottawa, ON, K1P 5G4 view map

613-234-0505 or 1-888-948-8960

Toronto
Suite 520 – 425 Bloor Street East
Toronto, ON, M4W 3R4 view map

647-776-0485 or 1-888-948-8960

Mississauga
Suite 501 – 77 City Centre Drive (East Tower)
Mississauga, ON L5B 1M5 view map

647-776-0485 or 1-888-948-8960

Kitchener-Waterloo
Suite 300 – 22 King Street South
Waterloo, ON N2J 1N8 view map

519-340-1013 or 1-888-948-8960

Hamilton
Suite 906 – 20 Hughson Street S
Hamilton, ON L8N 2A1 view map

905-538-5035 or 1-888-948-8960

London
341 Talbot Street
London, ON N6A 2R5 view map

519-286-0801 or 1-888-948-8960

London West
125 Woodward Avenue
London, ON N6H 2H1 view map

519-286-0801 or 1-888-948-8960

Looking to get back on track?
Get Started
Get started today by calling to make a free appointment to talk to one of our Credit Counsellors. We’re happy to share our expertise with you, and all of our appointments are free, completely confidential, and non-judgmental.

People We’ve Helped Interviewed on CTV News and Global TV

From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.

Global TV talks to Julia Fletcher after she pays off $10,000 in debt with 0 interest negotiated by the Credit Counselling Society. Watch
CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story

Global TV speaks with Charis who has nearly paid off $67,000 in debt on 13 credit cards with help from the Credit Counselling Society. Watch

Providing Free Consumer Credit & Debt Counselling Services for 24 Years

With 98% of clients surveyed reporting they would recommend our services to others, 23 offices across Canada, the Better Business Bureau’s highest rating, and over 55 awards, the Credit Counselling Society is one of Canada’s leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us now at 1-888-527-8999.

There’s a Way Out of Debt with Help

“I had just come to the point where I had given up hope – that there’s no way I could ever repay my debt. A friend of mine suggested I reach out, and I thought I’d get some condescending person on the phone lecture me about money, but my counsellor was the most compassionate, caring person who became sort of my own personal cheerleader.”

– Charis

More Information About Us & How We Approach Things

We’ve given non-profit consumer credit counselling since 1996. 95% of people who contact us are typically helped for free. The only time someone pays for our services is if they decide to go onto our Debt Management Program. This consolidates all of someone’s credit card and other unsecured debt payments into one affordable monthly payment that has significantly reduced or 0 interest. This program protects peoples’ privacy, allows them to restore their credit, eliminates their debt, and gets their finances back on track as quickly as possible. It’s just one of many tools we have to help people.

We believe that the best debt consolidation or debt help is an option that allows someone to get back on track as quickly as possible while helping them achieve their long-term financial goals. Unfortunately, our approach is at odds with the way some commission driven financial counselors, debt advisors, credit consultants, and credit advisors out there operate, but we believe that when someone is struggling financially, you need to look at all their options and focus on what’s going to help them the most in the long run. For this reason we don’t pay our staff commission – only a salary. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.

To benefit from one of our highly trained credit and debt counsellors having a look at your financial circumstances and working with you to see your choices for getting things back on track, give us a call now at 1-888-527-8999. Our help is free, confidential, and non-judgmental. The only thing you’ve got to lose is your debt.

The Credit Counselling Society also provides alternatives to bankruptcy in Ontario.

Need some help?

Get Relief From Your Stress & Debt Today

With Canada’s most trusted and highest accredited non-profit credit counselling service available in Canada here for you, what’s holding you back?

Putting Your Interests First

Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.