Little Known Canadian Debt Solutions & Advice
Credit Card Debt Solutions
Did you know that one of Canada’s best kept secrets is that there is award-winning advice for dealing with credit card debt available at our fingertips? With personal debt loads at record highs and more people than ever needing solutions to their debt problems, it’s time to let the cat out of the bag. Since 1996, thousands of Canadians have trusted the Credit Counselling Society to help them learn how to manage their money better and find alternatives to bankruptcy to deal with their debt.
Getting help is easy because it’s free to call and ask questions. Meeting with a qualified Credit Counsellor is free and confidential. The advice and educational resources you receive are all at no obligation. At a time when you might feel that you’re just another number to your creditors, one of our clients says it best: “CCS gets it. You end up feeling a whole lot better when you have people who are on your side, looking to find the best option for you.” – Janet M.
Debt Settlement Solutions
When it’s not possible for you to pay off all of what you owe, offering your creditors a settlement might be a good option for you. To offer your creditors a settlement, you must have a lump sum of money available ahead of time to offer them. Your family may be willing to help you or you might be able to sell assets, you might have a tax refund, inheritance or money from an insurance settlement. It is very unwise to offer your creditors a settlement before you have the money available or if your creditors are unlikely to accept your offer based on your circumstances.
The credit counselling Society has qualified debt settlement experts who would be happy to explain settlement offers to you in more detail so that you can decide if it’s a good debt solution for you.
How to Get Advice about Your Debts
If you’ve been putting off getting advice about how you can solve your debt problems, don’t wait any longer. The longer you delay, the worse it can be and the less options you’ll have available to you.
Getting Rid of Debt
We’re happy to help you figure out your options. There are more than you might think.
Debt Management Program
You’re not alone if you’re wondering if a DMP is right for you. Here’s what it is and how it works.
Are you curious about what credit counselling is or how it works? Here’s what you need to know.