Free Credit & Debt Counselling Services in Kelowna
Credit Counselling Kelowna – Struggling to make your minimum payments? Are debt problems affecting your sleep, health, or relationships? We can help put an end to your stress. We serve all of Kelowna and surrounding areas.
Canada’s Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services
We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief to Kelowna. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:
Get your finances back on track and effectively manage your living expenses
Stop collection calls
Save thousands of dollars in interest charges
Find Out Exactly How We Can Help by Answering 4 Simple Questions
Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.
How We Can Help Self Assessment
People We Helped Interviewed on Global TV and CTV News
Occasionally, the news media will interview one or two Canadians we helped who are comfortable with publicly sharing their stories. Here are several of these experiences with the Credit Counselling Society.
Global News interviews Julia Fletcher after she pays off $10,000 in debt interest free with help from the Credit Counselling Society. Watch
CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story
Charis is interviewed by Global TV after nearly paying off $67,000 on 13 credit cards. The Credit Counselling Society helped her. Watch
My husband had a bigger creditcard debt, and we decided we better do something before is too late. We started...read moreMy husband had a bigger creditcard debt, and we decided we better do something before is too late. We started to work with another program, paid them about $2000, and then we heard that they were scam. Maybe they were not, but we decided that their fees were way too high. We were so happy when we found CCS! Minimal fee, and great service. My husbands debt was paid in less than five years, and my way smaller debt in about three years. The customer service is excellent, I choose to have a face to face counselor meetings, and he was always helpful, and polite, easy to talk to guy. Anytime we needed help it was a phone call away, and if wasn't available immediately "it" was getting back to us withing the day Thank you CCS Teamread less
I have bern happy with my councilor he has helped me out a lot and he been there fire me...read moreI have bern happy with my councilor he has helped me out a lot and he been there fire me even after hours to answer my question and the on line seminar are great and helpfulread less
Linda Hadel Delainey
We were treated with respect even though our money problems come at such an advanced age. The members...read moreWe were treated with respect even though our money problems come at such an advanced age. The members of Credit Counselling were there for us through the whole process of getting out of our money problems. There were no more horrible telephone calls from our creditors. Credit Counselling took care of all the creditors for us by making arrangements with them. I have recommended Credit Counselling to others who are in a dark place with money. Thank you so much Credit Counselling for getting us back on track.read less
Katrin Clark Citroen
I advise anyone who is over their heads with debt or just has a few questions to go to the...read moreI advise anyone who is over their heads with debt or just has a few questions to go to the Credit Counselling Society . They are a helpful, knowledgeable non-judgemental group that bring a lot of know-how to the table.read less
Comforting in a time of distress, helpful and very very understanding, nothing but the best from the team. Help me...read moreComforting in a time of distress, helpful and very very understanding, nothing but the best from the team. Help me to feel more confident in spending, and saving my funds. Thank you to Luke and Janice, and the rest of the Credit Counseling family, I feel great and confident about money saving , budgeting and spending wisely. Again thank you, and stay blessed.read less
I highly recommend talking with the CCS to get you started in better understanding what options you may have in...read moreI highly recommend talking with the CCS to get you started in better understanding what options you may have in the finance realm - which has a language and is an animal all it's own.read less
I was referred to the CCS regarding an issue that came up and I needed some advice. I found everyone...read moreI was referred to the CCS regarding an issue that came up and I needed some advice. I found everyone very helpful in getting me the information I needed to get the matter dealt with quickly.read less
Just an amazing help from Catherine I feel so blessed to have come into contact with her!
Very practical with real world solutions that will last
Providing Canadians With Free Credit & Debt Counselling Services Since 1996
With 98% of clients surveyed reporting they would recommend our services to others, offices located in communities across Canada, the Better Business Bureau’s highest rating, and over 80 awards, the Credit Counselling Society is one of Canada’s leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us now at 250-860-3000 or 1-888-527-8999.
Stewart Centre Building Suite 375 – 1855 Kirschner Road Kelowna, BC V1Y 4N7
This office is now serving the community with telephone appointments only.
“When debts became a problem, I felt very overwhelmed – like I could not see the end of the tunnel. Picking up the phone felt like lifting a 10 pound rock, but they were very cheerful on the other end of the line. I came in, discussed my situation in privacy, and instantly got relief knowing I was in good hands.”
More About the Credit Counselling Society & Our Standards
We’ve offered non profit consumer credit counselling for well over 25 years. 95% of Canadians who get in touch with us are often helped without being charged a cent. People only choose to pay for our help if they decide to go on our Debt Management Program. This consolidates each one of someone’s credit card and other unsecured debt payments into a single monthly payment that they can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, it’s just one of a number of ways that we’re able to help people.
We believe that the best debt consolidation in Kelowna or debt help is an option that allows someone to get back on track as quickly as possible while helping them achieve their long-term financial goals. Unfortunately, our approach is at odds with the way some commission driven financial counselors, debt advisors, credit consultants, and credit advisors out there operate, but we believe that when someone is struggling financially, you need to look at all their options and focus on what’s going to help them the most in the long run. For this reason we don’t pay our staff commission – only a salary. In addition to this, to ensure our organization meets the highest national and international standards, we decided to join, open ourselves to audits by, and become accountable to the most respected organizations in our industry in Canada and North America, Credit Counselling Canada and the National Foundation for Credit Counseling. We also report to a volunteer board of directors and to the Canada Revenue Agency. We’re also the only Canadian organization in our industry to annually open its books to an external auditor.
To benefit from one of our highly trained credit and debt counsellors having a look at your financial circumstances and working with you to see your choices for getting things back on track, give us a call now at 250-860-3000. Our help is free, confidential, and non-judgmental. The only thing you’ve got to lose is your debt.
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.