What a Debt Management Program Covers
Like many other forms of debt consolidation, a DMP can only be used for unsecured debts, which are debts that you haven’t put up collateral for. That’s because creditors have no reason to accept less for your debt than if you just sold the collateral to pay them back. If most of your debts are secured, then a DMP may not help you much. However, if most of your debts are unsecured, then a DMP might be the solution you need.
It changed my life
When I came to the Credit Counselling Society three years ago I was terrified to answer my phone, my job was in jeopardy because creditors were calling me at work, and I avoided checking my mailbox for fear of the horrors that might await me there. CCS was able to negotiate with my creditors and relieve the immediate stress. Having all of my debt payments rolled into one manageable payment changed my life. CCS has helped me to turn my life around.
I would recommend this program to anyone
Directly from our clients, read and hear about their experiences with CCS.
Our counsellors are friendly, professional, and among the highest qualified in our industry.
Are you curious about what credit counselling is or how it works? Here’s what you need to know.