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Find resources, tools, blogs and information on budgeting, credit and money management guidance. Providing best practices to help you make smart money choices, this comprehensive resource section provides a wealth of educational assets to help you plan for the future.


Information and best practices to help you make smarter money choices.

debt ratio & loan calculator


A series of calculators to help you plan your financial future.


Online webinars & live workshops for employers and community service providers.

Budgeting Tips

A series of steps and tips to help you manage your spending.

Understanding Credit

Learn about the difference between reports, scores, and ratings.

Creditor Letters, Definitions, and FAQs

We help you navigate through your options to discover a solution that works best for you. If you can’t find what you’re looking for on our website, reach out to us via email, phone or chat. We’d be happy to help!

Creditor Letters

Some sample letters to help you communicate with creditors.

Financial Definitions

A rich glossary of common financial terms.


A collection of common questions around debt and credit.

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Get a bundle of budgeting tips, debt reduction strategies, and money management advice delivered to your inbox monthly to help keep your finances on track.

Related Topics

Workshops & Webinars

In-person or online, learn about credit, debt, and money. Ask questions and get the best tips!

All About CCS

CCS has been helping Canadians since 1996. We help, we educate, and we give hope. Here’s how.

Credit Counselling

Are you curious about what credit counselling is or how it works? Here’s what you need to know.


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