Free Credit Counselling Ottawa – Struggling to make your minimum payments? Are debt problems affecting your sleep, health, or relationships? We can help put an end to your stress. We serve all of Ottawa and the surrounding areas.
Canada’s Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services
We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief in Ottawa. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:
Create a spending plan to manage all of your living expenses
Find Out Exactly How We Can Help by Answering 4 Simple Questions
Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.
How We Can Help Self Assessment
People We Helped Interviewed by the News Media
At times, the news media will interview one of the people we helped who are comfortable sharing their story with the public. Below are three of these stories.
Global TV talks to Julia Fletcher after she pays off $10,000 in debt with 0 interest negotiated by the Credit Counselling Society. Watch
CTV News shows how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. See story
Global TV sits down with Charis who has almost paid off $67,000 worth of debt on 13 credit cards with the assistance of the Credit Counselling Society. Watch
These are the people you want to talk with 💯 I was worried about all the scams I had heard...read moreThese are the people you want to talk with 💯 I was worried about all the scams I had heard about from so many people... The Credit Counselling Society was a very professional, free consultation. When I left I had the information about what my options really truly were 👍 I am so grateful this non profit service exists . Thank you Sincerely Corey Essarread less
The need for relief with credit is as unique as the clients who come through the door. My husband and...read moreThe need for relief with credit is as unique as the clients who come through the door. My husband and I were guided and supported with professional respect and courtesy. The process was thorough and done with skill. I was the guilty party and we are well supported here. My writing career has not blossomed but using credit cards is a dead end.read less
Katrin Clark Citroen
I advise anyone who is over their heads with debt or just has a few questions to go to the...read moreI advise anyone who is over their heads with debt or just has a few questions to go to the Credit Counselling Society . They are a helpful, knowledgeable non-judgemental group that bring a lot of know-how to the table.read less
Just an amazing help from Catherine I feel so blessed to have come into contact with her!
very helpful and respectful
I was put at ease right away and it's the first time in a long time that I see a...read moreI was put at ease right away and it's the first time in a long time that I see a light at the end of the tunnel.read less
Carolyn R. Schmidt
I felt that they genuinely wanted to help, and they never made me feel like a failure for getting into...read moreI felt that they genuinely wanted to help, and they never made me feel like a failure for getting into debt due to unforeseen circumstances in my life. Thank you!!!read less
I received excellent advice from Kyle.
Raine Alten Gould
Not only do they offer a great service, but they have staff that are knowledgeable in their fields and willing...read moreNot only do they offer a great service, but they have staff that are knowledgeable in their fields and willing to help along the way. I've learnt so much and I am so grateful to CCS for helping me along this journey.read less
Offering Free Consumer Debt & Credit Counselling Services for Over 25 Years
With 98% of clients surveyed reporting they would recommend our services to others, offices located in communities across Canada, the Better Business Bureau’s highest rating, and over 80 awards, the Credit Counselling Society is one of Canada’s leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us now at 613-234-0505 or 1-888-527-8999.
“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”
More Info About the Credit Counselling Society & Our Approach
We’ve offered non profit consumer credit counselling for well over 25 years. 95% of Canadians who get in touch with us are often helped without being charged a cent. People only choose to pay for our help if they decide to go on our Debt Management Program. This consolidates each one of someone’s credit card and other unsecured debt payments into a single monthly payment that they can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, it’s just one of a number of ways that we’re able to help people.
We truly believe that the best debt consolidation or debt help in Ottawa is a solution that enables someone to get back on the right track as soon as possible while at the same time helping them accomplish their long term financial plans. Regrettably, the way we approach this is very different from the way some commission focused debt advisors, credit consultants, financial counselors, and credit advisors out there do things, but we firmly believe that when someone is having a difficult time financially, you need to carefully look into all options available to them and concentrate on what’s going to do the most to help them in the long-term. This is why we don’t pay any of our staff commission – only straight salaries. To also ensure our organization operates at the highest ethical standards and follows best practices, we have chosen to join, submit ourselves to audits by, and are accountable to Credit Counselling Canada and the National Foundation for Credit Counseling. We are also accountable to a volunteer board of directors, the Canada Revenue Agency, and are the only agency in our industry to open its books up to an external auditor annually. When it comes to earning and keeping your trust, we believe that maintaining the highest standards of transparency and accountability are paramount.
If you’d like one of our professionally trained counsellors to take a look at your situation and help you figure out what all your options are to get back on track, give us a call today at 613-234-0505. All you’ve got to lose is your debt.
Our goal is to always put consumers first and look out for their best interests in everything we do. One way we do this is through transparency and accountability. We are held accountable to the most rigorous standards in our industry.