Quebec Credit Counselling
We provide free, confidential, non-judgmental credit counselling to help you get your finances back on track.

Credit Counselling Society
Providing Free Debt and Credit Help to Quebec

Credit Counselling Quebec – Are debt problems causing you stress? Maybe you’re struggling to make your minimum payments. If financial problems are making it hard to sleep or causing difficulty with your relationships, let us help.


Canada’s Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services

We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief to Quebec. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:

  • Get your finances back on track and create a budget to manage your expenses
  • Consolidate your debts in Quebec into one affordable payment
  • Stop creditor collection calls
  • Save many thousands of dollars in interest

Find Out Exactly How We Can Help
by Answering 4 Simple Questions

Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.


How We Can Help Self Assessment
1. What is your primary financial concern?
2. Do you currently carry balances on any of the following? (Check all that apply)
3. Which of the following best describes you?
4. What is your household’s primary source of income? 

People We Helped Interviewed on Global TV and CTV News

Occasionally, the news media will interview one or two Canadians we helped who are comfortable with publicly sharing their stories. Here are several of these experiences with the Credit Counselling Society.

Global News speaks with Julia Fletcher after she pays off $10,000 in debt with no interest because of the Credit Counselling Society’s help. Watch
CTV News shows how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. See story

Global TV speaks with Charis who has nearly paid off $67,000 in debt on 13 credit cards with help from the Credit Counselling Society. Watch

Providing Free Consumer Credit & Debt Counselling Services for 25 Years

With 98% of clients surveyed reporting they would recommend our services to others, offices located in communities across Canada, the Better Business Bureau’s highest rating, and over 80 awards, the Credit Counselling Society is one of Canada’s leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us now at 1-888-527-8999.

It’s Okay to Ask for Help with Debt

“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”

– Yasmine

More Info About the Credit Counselling Society & Our Approach

We’ve offered non profit consumer credit counselling for well over 25 years. 95% of Canadians who get in touch with us are often helped without being charged a cent. People only choose to pay for our help if they decide to go on our Debt Management Program. This consolidates each one of someone’s credit card and other unsecured debt payments into a single monthly payment that they can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, it’s just one of a number of ways that we’re able to help people.

We firmly believe that the best debt consolidation and debt help is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term. It’s disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having a hard time financially, it’s important to carefully consider all their options and figure out what’s going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. In addition to this, to ensure our organization meets the highest national and international standards, we decided to join, open ourselves to audits by, and become accountable to the most respected organizations in our industry in Canada and North America, Credit Counselling Canada and the National Foundation for Credit Counseling. We also report to a volunteer board of directors and to the Canada Revenue Agency. We’re also the only Canadian organization in our industry to annually open its books to an external auditor.

If you’d like one of our professionally trained counsellors to take a look at your situation and help you figure out what all your options are to get back on track, give us a call today at 1-888-527-8999. All you’ve got to lose is your debt.

The Credit Counselling Society also provides alternatives to bankruptcy in Quebec.

Communities We Serve in Quebec

Montreal | Quebec City | Gatineau | Sherbrooke | Trois-Rivières | Saguenay | Chicoutimi | Jonquière | Saint-Jean-sur-Richelieu | Laval | Longueuil | Terrebonne | Brossard | Repentigny | Saint-Jérôme | Blainville | Mirabel | Dollard-des-Ormeaux | Châteauguay | Drummondville | Granby | Beloeil | Saint-Hyacinthe | Shawinigan | Joliette | Victoriaville | Salaberry-de-Valleyfield | Rimouski | Sorel | Alma | Saint-Georges | Val-d’Or | Rouyn-Noranda | Buckingham | Sept-Îles | Hudson | Thetford Mines | Magog | Varennes | Rivière-du-Loup | Les Coteaux | L’Assomption | Port-Alfred-Bagotville | Dolbeau | Hauterive | Cowansville | Matane | Lachute | Sainte-Anne-des-Plaines | Lavaltrie | Sainte-Marie | Baie-Comeau | La Tuque | Amos | Montmagny | Roberval | Marieville | Laurentides | L’Épiphanie | Donnacona | Asbestos | Saint-Félicien | Coaticook | Plessisville | Chibougamau | La Sarre | Saint-Sauveur-des-Monts | Farnham | Sainte-Agathe-des-Monts | Mont-Laurier | Pont-Rouge | Saint-Augustin | Mont-Joli | Beaupré | Port-Cartier | Louiseville | Sainte-Adèle | Windsor | Acton Vale | Saint-Canut | Rawdon | Nicolet | Saint-Rémi | Saint-Jovite | Verchères | Lac-Mégantic | Contrecoeur | Amqui | Baie-Saint-Paul | Berthierville | Sainte-Anne-des-Monts | Waterloo | La Malbaie | Princeville | Maniwaki | La Pocatière | Saint-Césaire | Napierville | East Angus | Sainte-Martine | Beauceville | Lac-Alouette | Saint-Raymond | Trois-Pistoles | Saint-Joseph-de-Beauce | Warwick


Have questions?
Having trouble with your debts?

With Canada’s most trusted and highest accredited non-profit credit counselling service available in Canada here for you, what’s holding you back?

Your Interests Come First

Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.