Calgary Credit Counselling

We offer confidential, non-judgmental, free credit counselling to help you solve your financial challenges.

Free Debt & Credit Counselling – Calgary

Name: Credit Counselling Society
Address: 226 - 1935 32 Avenue NE, Calgary, Alberta, T2E 7C8
Telephone: 403-263-9905
Rating: 5

Credit Counselling Calgary – Struggling to make your minimum payments? Are debt problems affecting your sleep, health, or relationships? We can help put an end to your stress. We serve all of Calgary and surrounding areas.

Canada’s Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services

We are a non-profit consumer credit and debt counselling service providing debt solutions and help in Calgary. Our highly trained and professionally accredited counsellors can help you explore all of your options and find the best solution. We can help you:

Get your finances back on track and create a budget to manage your expenses
Consolidate your debts in Calgary into one affordable payment
Stop creditor collection calls
Save many thousands of dollars in interest

Find Out Exactly How We Can Help
by Answering 4 Simple Questions

Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.

How We Can Help Self Assessment

1. What is your primary financial concern?

Addressing my debts Creating or reviewing my budget Improving my financial knowledge (how credit works, credit report, etc.) Saving for a specific goal, such as retirement, a vacation, or major purchase Business-related issues (e.g. debt, operating losses, etc.)

2. Do you currently carry balances on any of the following? (Check all that apply)

Unsecured debts (e.g. credit cards, unsecured lines of credit or loans, payday loans) Secured debts (e.g. mortgages or secured lines of credit, car loan) Payday loans Government debts (e.g. taxes, student loans, EI) Service providers (e.g. phone/internet, utilities, gyms etc.)

3. Which of the following best describes you?

I pay off my balances in full each month I carry a balance but my debts are in “good standing” I carry a balance and I am behind in my regular payments I am receiving collection calls, letters, or threats to repossess assets I have been sued by one or more creditors

4. What is your household’s primary source of income?

No income Government Income Assistance and/or disability programs (e.g. PWD, ODSP) EI or Government pensions (e.g. CPP/OAS) Employment Self-Employment Work-based pensions

Helping people resolve their debts is what we do best. We can help you assess your situation and review all your options to deal with your debts.

People We’ve Helped Interviewed on CTV News and Global TV

From time to time, the news media interviews some of the people we’ve helped who are comfortable sharing their stories publicly. Below are three who shared their experience with the Credit Counselling Society. Calgary news stations often interview our Counsellors too.

Global News interviews Julia Fletcher after she pays off $10,000 in debt interest free with help from the Credit Counselling Society. Watch

CTV News interviews Dan Robinson after paying off $30,000 in debt at 0 interest with the help of the Credit Counselling Society. See story

Global TV speaks with Charis who has nearly paid off $67,000 in debt on 13 credit cards with help from the Credit Counselling Society. Watch

See more examples of the Credit Counselling Society in the news.

Juan Rojas
 Having found myself in a difficult place financially, I was in desperate need of help. I reviewed several options, but the CCC were not only able to help me, they were the only group with whom I could still qualify for student loans.Thanks to their program I was able to pay off my debts and begin a new chapter in my life!
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Donna Schmidt
 The best phone call I ever made. My husband had been ill for two years and with no money coming in, credit cards were used too often. My super great counsellor, Maha, made my day. She was so understanding and with her help and the sale of my home a few months ago, the entire debt was paid in just over a year. No more sleepless nights. Never be afraid to take that first step.
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Nichole Philipchuk
 Nadia has been a huge help to my husband and I! We are on track with our finances and feel great about our situation now. Nadia is super helpful, friendly and non judgmental. She really cares and that gave us the confidence to work with this great company.
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Mckenna Roberts
 I called VERY early one morning with what I thought was a crisis.They answered immediately - no wait time or automated answering machine. I was helped right away, without a prior appointment. They took the time to explain exactly what situation I was in, and what options I had.Because of the help I received, a huge weight has been lifted off my shoulders. They were extremely polite, understanding, and helpful. I HIGHLY recommend giving them a call before anyone else.I can't thank them enough for their excellent service!!
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Timothy Behnke
 Shannon was very kind, professional and knowledgeable! Her help was very appreciated! Sue and Tim
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Arthur Sanchez
 After years of struggling to manage my debt, I finally decided to seek help on getting my finances back in orderAfter searching and reviewing my options I decided to reach out to Credit Counselling Society(CCS) to see if they would be able to provide the help I was looking forI reached out to them and quickly was able to set up a no obligation appointment with Credit Counselor Sasha Zoorkan via phone call who was able to review my finances with me thoroughly and offer me options of what could be done to get my finances back in orderSasha was able to provide a option that could consolidate all my Credit Cards, lines of credit and pay day loans into a more manageable payment structure that I could afford and get me back on track to pay off my debt in a reasonable time frameWith the information I provided, Sasha was able to contact my creditors and make the arrangements for me and kept me up to date in the process of establishing my Debt Management Program. She was also able to provide me with the personal finance courses and information that CCS offers to help me learn how to manage my finances betterSasha always kept me up to date on my progress and has always been able to provide answers and support to any questions I've had regarding rebuilding my finances now and in the futureNearly a year into my program so far and I am happy with the services I have received from Sasha and CCS and feel I will have my finances where I want them to be sooner than I thought
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Carol Foster
 Great advice and professionalism. I highly recommend their services. Do not hesitate to take advantage of their expertise for your debt solutions.
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dee gertz
 All my questions were clearly answered and the knowledge and help they provided was Great. Such a HELP
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P.J. “Longarm” O'Malley
 Nadia Graham was very professional, knowledgeable and helpful. I received the best advise of my life. She explained all the options available and suggested what's best for my financial situation. She's very respectful and non-judge mental which makes me feel comfortable. I walked of there feeling better about myself, the stress is gone. I will recommend your office to anyone especially to people who are scared like me. The best solution to anyone with financial troubles.
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Providing Canadians With Free Credit & Debt Counselling Services Since 1996

With 98% of clients surveyed reporting they would recommend our services to others, offices located in communities across Canada, the Better Business Bureau’s highest rating, and over 80 awards, the Credit Counselling Society is one of Canada’s leading credit counselling and debt relief service providers. If you need help with debt management or just want to learn how to deal with your money better, call us now at 403-263-9905 or 1-888-527-8999.

Calgary Office

Suite 115 - 1925 18 Avenue NE
Calgary, AB T2E 7T8

Phone: 403-263-9905

Our Calgary office also provides credit counselling services to Panorama Hills, Signal Hill, Woodbine, Shawnessy, Ogden, Riverbend, Grand Centre, Calgary NW, Calgary NE, Calgary SE, Calgary SW, McKenzie Lake, Cranston, Martindale, Chestermere, Strathmore, De Winton, Okotoks, Airdrie, and Cochrane.

Plan Your Trip: Calgary Transit Trip Planning

There’s Life Beyond Debt for Everyone

“When debts became a problem, I felt very overwhelmed – like I could not see the end of the tunnel. Picking up the phone felt like lifting a 10 pound rock, but they were very cheerful on the other end of the line. I came in, discussed my situation in privacy, and instantly got relief knowing I was in good hands.”

– Delores

More About the Credit Counselling Society & Our Standards

We’ve provided non-profit credit counselling for over 28 years and usually give entirely free help to about 95% of those who reach out to us. People will only pay for our help if they make the decision to sign up for our Debt Management Program. This consolidates every one of someone’s credit card and other unsecured debt payments into just one monthly payment that fits their budget. With this program, interest is either stopped or substantially reduced. It will eliminate debt while protecting privacy, allowing credit repair, and working to put people’s finances back on the right track as soon as possible. Yet this is simply one of a variety of tools we have to assist people.

Some people think of us as credit card debt advisors, but we can do so much more than that. We firmly believe that the best debt consolidation services and debt help is something that allows an individual or couple to have a better financial future and accomplish their goals in the long-run, while getting their finances back on track as fast as possible in the short-term. It’s disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having financial problems, it’s important to carefully consider all their options and figure out what’s going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. That way they can mentor people about their money or even refer them for a consumer proposal program if that is in someone’s best interest.

To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.

If you’d like to speak with one of our professionally trained credit and debt counsellors, take a look at your financial situation, and see what options you have to get back on track, call us now at 403-263-9905. We’re here to help you.

The Credit Counselling Society also provides alternatives to bankruptcy in Calgary, Alberta like our debt consolidation program.

Last Updated on June 25, 2025

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Ensuring Your Interests are Always First

In everything we do, our goal is to always put the interests of consumers first and do what is best for them. Two important ways we pursue this is through transparency and accountability. We are held accountable to the highest and most demanding standards in our industry.

Certified by Great Places to Work Canada

Accredited by Canada’s national association of non-profit credit counselling organizations.

North America’s largest association of non-profit credit counselling organizations.

Accredited by the Better Business Bureau.

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