Free Credit & Debt Counselling Services in Hamilton
Free Credit Counselling Hamilton – Struggling to make your minimum payments? Are debt problems affecting your sleep, health, or relationships? We can help put an end to your stress. We serve all of Hamilton and surrounding areas.
Canada’s Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services
We are a non-profit consumer credit and debt counselling service providing debt solutions and help in Hamilton. Our highly trained and professionally accredited Counsellors can help you explore all of your options and find the best solution. We can help you:
Create a spending plan to manage all of your living expenses
Find Out Exactly How We Can Help by Answering 4 Simple Questions
Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.
How We Can Help Self Assessment
People We Helped Interviewed by the News Media
At times, the news media will interview one of the people we helped who are comfortable sharing their story with the public. Below are three of these stories.
Global News interviews Julia Fletcher after she pays off $10,000 in debt interest free with help from the Credit Counselling Society. Watch
CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story
Global TV sits down with Charis who has almost paid off $67,000 worth of debt on 13 credit cards with the assistance of the Credit Counselling Society. Watch
Tim was a very kind helpful patient counsellor. I can now see light at the end of the tunnel! He...read moreTim was a very kind helpful patient counsellor. I can now see light at the end of the tunnel! He clearly explained my options, and I now have a plan to eliminate my debt. Thank you so much . 😊read less
Exactly what I needed at thsi point in my dispute...
the credit counselling society was very gracious in helping me to learn that i had options they were patient empathetic...read morethe credit counselling society was very gracious in helping me to learn that i had options they were patient empathetic and encouraging. they gave me hope in what looked to me as a hopeless situation.read less
I had an excellent experience with Danielle Scott at the Credit Counselling Society, as I always have over the years....read moreI had an excellent experience with Danielle Scott at the Credit Counselling Society, as I always have over the years. I haven't learned the lesson yet of how to be financially literate, maybe this time! But, if you know the feeling when your finances are stretched too far and there is no source of money any more, and you don't know where to turn, the Credit Counselling Society is the softest place to fall that I know of. They are free, and they are there for you every step of the way, to get you out of this jam, in one piece. There is light at the end of the tunnel, and when I needed hand-holding, they held out a hand for me!read less
Got some great advice on how to deal with some financial matters, was all done over the phone. Quick, fast...read moreGot some great advice on how to deal with some financial matters, was all done over the phone. Quick, fast and painless.read less
very helpful, they offer great counselling services to help with debt
Very Informative. The atmosphere was relaxed but professional. I am happy I went.
D. Mark Griffin
I would not hesitate to recommend others to this agency. Thank you very much for your professionalism and effective referrals.
No judgement. Just friendly, knowledgable help
Offering Free Consumer Debt & Credit Counselling Services for Over 25 Years
With 98% of clients surveyed reporting they would recommend our services to others, offices located in communities across Canada, the Better Business Bureau’s highest rating, and over 80 awards, the Credit Counselling Society is one of Canada’s leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us now at 905-538-5035 or 1-888-527-8999.
Hamilton Credit Counselling Office
Suite 906 – 20 Hughson Street S Hamilton, ON L8N 2A1
“When debts became a problem, I felt very overwhelmed – like I could not see the end of the tunnel. Picking up the phone felt like lifting a 10 pound rock, but they were very cheerful on the other end of the line. I came in, discussed my situation in privacy, and instantly got relief knowing I was in good hands.”
More Info About the Credit Counselling Society & Our Approach
We’ve provided non-profit credit counselling for over 25 years and usually give entirely free help to about 95% of those who reach out to us. People will only pay for our help if they make the decision to sign up for our Debt Management Program. This consolidates every one of someone’s credit card and other unsecured debt payments into just one monthly payment that fits their budget. With this program, interest is either stopped or substantially reduced. It will eliminate debt while protecting privacy, allowing credit repair, and working to put people’s finances back on the right track as soon as possible. Yet this is simply one of a variety of tools we have to assist people.
We truly believe that the best debt consolidation or debt help is a solution that enables someone to get back on the right track as soon as possible while at the same time helping them accomplish their long term financial plans. Regrettably, the way we approach this is very different from the way some commission focused debt advisors, credit consultants, financial counselors, and credit advisors out there do things, but we firmly believe that when someone is having a difficult time financially, you need to carefully look into all options available to them and concentrate on what’s going to do the most to help them in the long-term. This is why we don’t pay any of our staff commission – only straight salaries. To also ensure our organization operates at the highest ethical standards and follows best practices, we have chosen to join, submit ourselves to audits by, and are accountable to Credit Counselling Canada and the National Foundation for Credit Counseling. We are also accountable to a volunteer board of directors, the Canada Revenue Agency, and are the only agency in our industry to open its books up to an external auditor annually. When it comes to earning and keeping your trust, we believe that maintaining the highest standards of transparency and accountability are paramount.
To benefit from one of our highly trained credit and debt counsellors having a look at your financial circumstances and working with you to see your choices for getting things back on track, give us a call now at 905-538-5035. Our help is free, confidential, and non-judgmental. The only thing you’ve got to lose is your debt.
Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.