Toronto Credit Counselling Services
We provide free, confidential, non-judgmental credit counselling to help you get your finances back on track.
Free Credit & Debt Counselling Services in Toronto
Credit Counselling Toronto – Stressed about your debts? Maybe your credit is maxed out, you can’t sleep, or financial worries are affecting your relationships. We can help. We serve all of Toronto and surrounding areas.
Canada’s Leading Provider of Non Profit Consumer Credit Counselling & Debt Solutions Services
We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief in Toronto. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:
- Get your finances back on track and create a budget to manage your expenses
- Consolidate your debts in Toronto into one affordable payment
- Stop creditor collection calls
- Save many thousands of dollars in interest
Find Out Exactly How We Can Help
by Answering 4 Simple Questions
Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.
People We Helped Interviewed by the News Media
From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.
Offering Free Consumer Debt & Credit Counselling Services for Over 25 Years
With over 98% of our clients surveyed stating they would recommend our services to those they know, the Better Business Bureau’s best rating,
425 Bloor Street East
Toronto, ON M4W 3R4
Our Toronto office also provides credit counselling services to Scarborough, York, East York, North York, Etobicoke, Mississauga, Brampton, Vaughan, Markham, Don Mills, Pickering, and Greater Toronto Area.
There’s Life Beyond Debt for Everyone
“When debts became a problem, I felt very overwhelmed – like I could not see the end of the tunnel. Picking up the phone felt like lifting a 10 pound rock, but they were very cheerful on the other end of the line. I came in, discussed my situation in privacy, and instantly got relief knowing I was in good hands.”
More Information About Us & How We Approach Things
We’ve offered non profit consumer credit counselling for well over 25 years. Roughly 95% of Ontarians who get in touch with us are often helped without being charged a cent. People only choose to pay for our help if they decide to go on our Debt Management Program. This consolidates each one of someone’s credit card and other unsecured debt payments into a single monthly payment that they can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, it’s just one of a number of ways that we’re able to help people.
We firmly believe that the best debt consolidation and debt help in Toronto is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term. It’s disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having a hard time financially, it’s important to carefully consider all their options and figure out what’s going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.
If you’d like one of our professionally trained counsellors to take a look at your situation and help you figure out what all your options are to get back on track, give us a call today at 647-776-0485. All you’ve got to lose is your debt.
The Credit Counselling Society also provides alternatives to filing for bankruptcy in Toronto, Ontario.
Placing Your Interests First
Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.
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