More Info About the Credit Counselling Society & Our Approach
We’ve offered non profit consumer credit counselling for well over 25 years. 95% of Canadians who get in touch with us are helped without being charged a cent. No matter who you owe money to, we will always answer questions and provide guidance. People only choose to pay for our help if they decide to go on our Debt Management Program in London. This consolidates each one of someone’s credit card and other unsecured debt payments into single monthly payments that they can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that helps people become debt free, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, it’s just one of a number of ways that we’re able to help people.
We firmly believe that the best debt consolidation in London, Ontario and debt help is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term, eliminating credit card debt and any other unsecured debts along the way. It’s disappointing that this perspective is at odds with how some commission driven credit consultants, debt consolidation loan “experts,” financial counselors, debt advisors, and credit advisors who are out there choose to operate.
We feel that when someone is having a hard time financially, it’s important to carefully consider all their options and figure out what’s going to work best for them and their financial future. This is one important reason why we pay our staff a salary rather than commission. It also means that we can make appropriate referrals when someone would like to speak with a licensed insolvency trustee or is interested in consumer proposal services. Even if someone wants to create a simple debt management plan on their own, we can help with information and resources to do that.
To also ensure our organization operates at the highest ethical standards and follows best practices, we have chosen to join, submit ourselves to audits by, and are accountable to Credit Counselling Canada and the National Foundation for Credit Counseling. We are also accountable to a volunteer board of directors, the Canada Revenue Agency, and are the only agency in our industry to open its books up to an external auditor annually. When it comes to earning and keeping your trust, we believe that maintaining the highest standards of transparency and accountability are paramount.
If you’d like one of our professionally trained and certified credit counsellors to take a look at your situation and help you figure out what all your options are to get back on track, give us a call today at 519-286-0801. All you’ve got to lose is your debt.
The Credit Counselling Society also provides alternatives to filing for bankruptcy in London, Ontario.