Debt Problems in Victoria, BC Have Solutions – We Are Here to Help
Debt Problems in Victoria, BC Have Solutions – We Are Here to Help
Trusted Ways to Manage and Overcome Debt Problems in Victoria
Debt problems can happen to anyone in Victoria, BC, and the one thing debt problems have in common is the huge stress, worry and sleepless nights they cause. If you’ve got a problem with debt, let us help you find the right the solution so that you can sleep better and not worry about your money and bills anymore.
How to Overcome Serious Debt Problems
When you are contemplating how to overcome debt problems in Victoria, the best thing to do is to tackle them as soon as possible. The longer you wait, the fewer options you may have in the future.
If you’re not sure what to do or where to start and you’d like some guidance or information, feel free to call us or anonymously chat with us online. We’re happy to answer your questions or help you make an appointment to speak with one of our accredited Counsellors confidentially. There is never any charge for our appointments, and we don’t obligate you anything.
Our professional, friendly Credit Counsellors will help you get started with a realistic plan that’s broken down into doable steps that will get you back on track. Some of what they can help you with is:
Putting together a budget to handle all your debts and living expenses
Showing you things you can do right now to begin resolving your debt problems
Discussing options with you that can help you pay down your debts or look at alternatives to going bankrupt if you aren’t able to afford to repay all of the debt you owe
People We Helped Interviewed on Global TV and CTV News
Occasionally, the news media will interview one or two Canadians we helped who are comfortable with publicly sharing their stories. Here are several of these experiences with the Credit Counselling Society.
Global News speaks with Julia Fletcher after she pays off $10,000 in debt with no interest because of the Credit Counselling Society’s help. Watch
CTV News reveals how Dan Robinson paid down $30,000 in debt without interest with the Credit Counselling Society’s help. See story
Charis is interviewed by Global TV after nearly paying off $67,000 on 13 credit cards. The Credit Counselling Society helped her. Watch
very helpful, they offer great counselling services to help with debt
The Credit Counselling Society has been a total blessing to both my husband and I. In the beginning it was...read moreThe Credit Counselling Society has been a total blessing to both my husband and I. In the beginning it was hard to believe that someone was willing to help. We were drowning in dept caused by health issues fast. now looking back I am so thankful for CCS for saving us. We are not quite finished yet but have learned how to budget and have a less stressed life. Thanks again CCSread less
The counselor assigned to me in Ottawa was very approachable. Mind you, she got right down to business...but...read moreThe counselor assigned to me in Ottawa was very approachable. Mind you, she got right down to business...but in a non judgmental way. She engages you by adding some personal stories or 'things that she did'... she gets that people wind up in hard times, we are not losers or pathetic, just in the cross hairs of life. I got information, I got options, I made a decision, paid the piper for my poor Financials skills, I have clean slate, credit rating intact. Time to stop spinning my wheels and more forward! Don't be afraid of asking for help. Especially if it's FREE :). Good Job!read less
Had excellent service. always pleased to help with questions at any time. Iwould recommend ccs to my friends. They helped...read moreHad excellent service. always pleased to help with questions at any time. Iwould recommend ccs to my friends. They helped me tremendously.read less
My counsellor and the staff were very professional and understanding, and very encouraging also. I had some hiccups when...read moreMy counsellor and the staff were very professional and understanding, and very encouraging also. I had some hiccups when my counsellor took a medical leave, which left me with telephone appointments with a replacement; and when I had another income crisis that made it difficult to make my payment. But it was very reassuring to pay a single sum to the Society, and have them deal with the creditors. I have a huge load off my chest without that big debt.read less
Excellent service. Very professional and thorough. Gives you the opportunity to understand how a detailed budget can help you succeed.
Mo von Hollen
I found this org. through a social worker and it has been a blessing. I would recommend it to anyone...read moreI found this org. through a social worker and it has been a blessing. I would recommend it to anyone based on my experience with them.read less
Non judgemental and informative interview.
Josh was very professional ....friendly and helpful....he gave me some good ideas to work with....and I could do it all...read moreJosh was very professional ....friendly and helpful....he gave me some good ideas to work with....and I could do it all by phone....it's great to have someone to confide in at no cost at a time of crisis..... Thank-you 🤗read less
Serious Debt Problem Warning Signs
For some people, their situation improves and they’re able to manage to get back on track without anyone else helping them. However, if you have been wrestling with a debt issue for over a year, watch out for these warning signs. They might indicate that you may have a more serious debt problem.
To decide if you need someone else’s assistance to get yourself back on track with your debts, ask yourself:
Is stress about your debt making it hard to cope with everyday life?
Do you feel that only making minimum payments isn’t getting you ahead?
Have you been turned down for a consolidation loan?
Do you rely on your overdraft, line of credit or credit cards to make ends meet?
Are you receiving collection calls or letters?
Does your financial situation cause you embarrassment?
Are you losing sleep at night because of worry over money problems?
If you responded “yes” to any of these questions, then it’s highly likely that you need assistance putting together a plan to get your finances back on track and eliminate your debts. One of our Credit & Debt Counselors would be happy to help you. Speak with one today.
Options and Solutions to Resolve Debt Problems
It comes as no surprise that constantly worrying about money and debt problems can actually make you sick from all the stress and anxiety. In addition to these worries, we’ve found that a lot of people come to see us because they are afraid of what could happen to them.
Helping you work through various options and solutions for your debt challenges is only part of the help we provide. We also want to make the time to answer any questions you may have about money management, credit, and debt issues so you can make an informed choice about what to do and how you would like to deal with your debt problems.
Feel free to use the phone, anonymous online chat, or email to ask us your questions or to make an appointment to talk with one of our Debt Counsellors. Appointments with the Credit Counselling Society’s Counsellors are available in person or over the phone and are always free, non-judgmental, and completely confidential.
Victoria Office Cook Medical Building Suite 214 – 1175 Cook Street Victoria, BC V8V 4A1
Additional Information About How to Manage & Fix Debt Problems to Get Them Under Control in Victoria, BC
If your looking to learn more on your own, here’s some more information on some of the subjects we receive a lot of questions about from British Columbians who are trying to find out how to manage and fix their debt problems to get them under control.
Give us a call at 250-382-9559. We would be happy to answer any questions you might have or refer you to an friendly, experienced professional who can provide you with the specific advice or solution you need.
Ensuring Your Interests are Always First
In everything we do, our goal is to always put the interests of consumers first and do what is best for them. Two important ways we pursue this is through transparency and accountability. We are held accountable to the highest and most demanding standards in our industry.