How to Overcome Serious Debt Problems
When you’re considering how to overcome serious debt problems in Oakville, the best way is to tackle them sooner than later. Waiting and hoping that things will get better means that you will probably end up with less options available to you in the future.
If you’re not sure what to do or where to start and you’d like some guidance or information, feel free to call us or anonymously chat with us online. We’re happy to answer your questions or help you make an appointment to speak with one of our accredited Counsellors confidentially. There is never any charge for our appointments, and we don’t obligate you anything.
||Julia Fletcher is interviewed by Global
TV after the Credit Counselling Society
helped her overcome her debt problems
and repay her debt with no interest.
Watch News Story
||CTV story shows how Dan Robinson
paid off $30,000 in debt with no
interest after receiving help from
the Credit Counselling Society.
CTV – Help to Pay Down Debt
Our friendly, professional Credit & Debt Counsellors will help you get your finances back on track with a realistic plan that’s broken down into practical steps. Here is some of what they can help you with:
- Putting together a budget to handle all your debts and living expenses
- Showing you things you can do right now to begin resolving your debt problems
- Discussing options with you that can help you pay down your debts or look at alternatives to going bankrupt if you aren’t able to afford to repay all of the debt you owe
Serious Debt Problem Warning Signs
Sometimes someone may experience a sudden improvement in their situation which will allow them to get back on track without needing help from anyone else. However, if you’ve been battling debt problems for over a year, then pay attention to these warning signs. They often reveal more serious debt issues.
To determine if you could use some assistance getting your debts back on the right track, ask yourself:
- Is stress from your debt making it more challenging to manage everyday life?
- Are you no longer getting ahead making minimum monthly payments?
- Has your bank or credit union turned you down for a debt consolidation loan?
- Do you need your line of credit, over draft, or credit cards to ensure you can make ends meet every month?
- Are you receiving collections letters and phone calls?
- Are you embarrassed by your financial situation?
- Are you having trouble sleeping because of money worries?
If you answered “yes” to any of these questions about the signs of debt problems, then you most likely need help to eliminate your debts and get your finances back on track. Speak with one of our Credit & Debt Counselors today.
Options and Solutions for Debt Problems
Worrying about money and debt problems can literally make you sick from all the stress. But in addition to worrying about their money, we’ve found that many people come to us afraid of what might happen to them.
Helping you work through various options and solutions for your debt challenges is only part of the help we provide. We also want to make the time to answer any questions you may have about money management, credit, and debt issues so you can make an informed choice about what to do and how you would like to deal with your debt problems.
Feel free to use the phone, anonymous online chat, or email to ask us your questions or to make an appointment to talk with one of our Debt Counsellors. Appointments with the Credit Counselling Society’s Counsellors are available in person or over the phone and are always free, non-judgmental, and completely confidential.
Office Serving Oakville
77 City Centre Drive
East Tower, Suite 501
Mississauga, ON L5B 1M5
Phone: 647-776-0485 or 1-888-527-8999
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Our office is located near Square One Shopping Centre across from The Bay. We’re just off of Burnhamthorpe Road in the building beside Ruth’s Chris Steak House.
More Information About How to Manage, Fix, and Overcome Debt Problems in Oakville, Ontario
If you want to learn more on your own, here are popular topics that we get a lot of questions from
Ontarians who are searching for solutions about how to manage, fix, and eliminate their debt problems.
Give us a call at 1-888-527-8999. We would be happy to answer any questions you might have or refer you to an friendly, experienced professional who can provide you with the specific advice or solution you need.