How to Overcome Your Debt Problems
When you’re considering how to overcome serious debt problems in Oshawa, the best way is to tackle them sooner than later. Waiting and hoping that things will get better means that you will probably end up with less options available to you in the future.
You may have some idea about where to begin and what to do, but if you would like some help or guidance, please feel free to chat with us anonymously on our website or contact us by phone. We’d be happy to answer any questions you might have or help you make an appointment to talk with one of our professionally certified Credit Counsellors. Our appointments are always free, confidential, and without any obligation of any kind.
||Julia Fletcher is interviewed by Global
TV after the Credit Counselling Society
helped her overcome her debt problems
and repay her debt with no interest.
Watch News Story
||CTV story shows how Dan Robinson
paid off $30,000 in debt with no
interest after receiving help from
the Credit Counselling Society.
CTV – Help to Pay Down Debt
Our professional, friendly Credit Counsellors will help you get started with a realistic plan that’s broken down into doable steps that will get you back on track. Some of what they can help you with is:
- Putting together a budget to handle all your debts and living expenses
- Showing you things you can do right now to begin resolving your debt problems
- Discussing options with you that can help you pay down your debts or look at alternatives to going bankrupt if you aren’t able to afford to repay all of the debt you owe
Warning Signs of Debt Problems for You or Someone You Know
Sometimes your situation will improve and you’ll be able to get back on track without anyone else’s help. But if you’ve been struggling for over a year with your debt issues, look out for these warning signs that you might have a more serious debt problem.
To determine if you could use some assistance getting your debts back on the right track, ask yourself:
- Is stress from your debt making it more challenging to manage everyday life?
- Are you no longer getting ahead making minimum monthly payments?
- Has your bank or credit union turned you down for a debt consolidation loan?
- Do you need your line of credit, over draft, or credit cards to ensure you can make ends meet every month?
- Are you receiving collections letters and phone calls?
- Are you embarrassed by your financial situation?
- Are you having trouble sleeping because of money worries?
If you answered “yes” to any of these questions about the signs of debt problems, then you most likely need help to eliminate your debts and get your finances back on track. Speak with one of our Credit & Debt Counselors today.
Options and Solutions to Deal with Debt Problems
Worrying about money and debt problems can literally make you sick from all the stress. But in addition to worrying about their money, we’ve found that many people come to us afraid of what might happen to them.
Walking you through options and solutions for your debt problems is part of how we can help you. We also take the time to answer any questions you might have about how to manage money, debt, and credit so that you can make informed choices about what to do and how to best deal with your debt problems.
Take the time now to contact the Credit Counselling Society by phone, email, or anonymous online chat to ask us the questions on your mind or to make an appointment to confidentially speak with one of our Credit Counsellors over the phone or in person.
Extra Information About How to Manage, Fix, and Overcome Debt Problems in Oshawa, Ontario
If you’re curious or if you want to learn more on your own, here is information about some of the topics we receive the most questions about from Ontarians who are looking for solutions on how to manage, fix, and overcome their debt problems.
Give us a call at 1-888-527-8999. We would be happy to answer any questions you might have or refer you to an friendly, experienced professional who can provide you with the specific advice or solution you need.