Serious Debt Problem Warning Signs
Sometimes your situation will improve and you’ll be able to get back on track without anyone else’s help. But if you’ve been struggling for over a year with your debt issues, look out for these warning signs that you might have a more serious debt problem.
To decide if you need someone else’s assistance to get yourself back on track with your debts, ask yourself:
- Is stress about your debt making it hard to cope with everyday life?
- Do you feel that only making minimum payments isn’t getting you ahead?
- Have you been turned down for a consolidation loan?
- Do you rely on your overdraft, line of credit or credit cards to make ends meet?
- Are you receiving collection calls or letters?
- Are you embarrassed by your financial situation?
- Are you having trouble sleeping because of money worries?
If you answered “yes” to any of these questions about the signs of debt problems, then you most likely need help to eliminate your debts and get your finances back on track. Speak with one of our Credit & Debt Counselors today.
Options and Solutions for Debt Problems
Worrying about money and debt problems can literally make you sick from all the stress. But in addition to worrying about their money, we’ve found that many people come to us afraid of what might happen to them.
Helping you work through various options and solutions for your debt challenges is only part of the help we provide. We also want to make the time to answer any questions you may have about money management, credit, and debt issues so you can make an informed choice about what to do and how you would like to deal with your debt problems.
Feel free to use the phone, anonymous online chat, or email to ask us your questions or to make an appointment to talk with one of our Debt Counsellors. Appointments with the Credit Counselling Society’s Counsellors are available in person or over the phone and are always free, non-judgmental, and completely confidential.
Extra Information About How to Manage, Fix, and Overcome Debt Problems in Whitby, Ontario
If you’re curious or if you want to learn more on your own, here is information about some of the topics we receive the most questions about from Ontarians who are looking for solutions on how to manage, fix, and overcome their debt problems.
Contact us now at 1-888-527-8999 and we’d be happy to answer your questions or refer you to someone who can provide you with the specific advice or solution you may need.