How to Overcome Serious Debt Problems
When you are looking at how to overcome major debt problems in Woodstock, the best course of action is to tackle them sooner rather than later. Simply hoping and waiting for things to improve will likely result in less options being available to you down the road.
If you’re not sure what to do or where to start and you’d like some guidance or information, feel free to call us or anonymously chat with us online. We’re happy to answer your questions or help you make an appointment to speak with one of our accredited Counsellors confidentially. There is never any charge for our appointments, and we don’t obligate you anything.
||Global News interviews Julia Fletcher
after she was able to overcome
her debt problems with help from
the Credit Counselling Society.
Watch News Clip
||CTV News reveals how Dan Robinson
managed to overcome & pay off
$30,000 in debt with help & advice
from the Credit Counselling Society.
See the News Story
Our professional, friendly Credit Counsellors will help you get started with a realistic plan that’s broken down into doable steps that will get you back on track. Some of what they can help you with is:
- Putting together a budget to handle all your debts and living expenses
- Showing you things you can do right now to begin resolving your debt problems
- Discussing options with you that can help you pay down your debts or look at alternatives to going bankrupt if you aren’t able to afford to repay all of the debt you owe
Warning Signs of Debt Problems for You or Someone You Know
Sometimes your situation will improve and you’ll be able to get back on track without anyone else’s help. But if you’ve been struggling for over a year with your debt issues, look out for these warning signs that you might have a more serious debt problem.
To figure out if you need some assistance to get your debts back on track, ask yourself:
- Is debt stress making it more difficult to deal with everyday life?
- Do you notice that you are no longer getting ahead simply making minimum payments?
- Have you been declined for a debt consolidation loan?
- Do you depend on your credit cards, line of credit, or overdraft to make ends meet each month?
- Are you on the receiving end of collection calls or letters?
- Are you embarrassed to let others know about your financial situation?
- Are worries about money keeping you wake at night?
If you answered “yes” to any of these questions, then you probably need help to deal with your debt, eliminate it, and get your financial picture back on track. Call us and speak with one of our experienced Debt & Credit Counselors today.
Options and Solutions to Resolve Debt Problems
Worry over money and debt problems can make you sick from all the anxiety and stress. In addition to all this, we see many people coming to see us who are afraid about what may happen to them.
Helping you work through various options and solutions for your debt challenges is only part of the help we provide. We also want to make the time to answer any questions you may have about money management, credit, and debt issues so you can make an informed choice about what to do and how you would like to deal with your debt problems.
Feel free to use the phone, anonymous online chat, or email to ask us your questions or to make an appointment to talk with one of our Debt Counsellors. Appointments with the Credit Counselling Society’s Counsellors are available in person or over the phone and are always free, non-judgmental, and completely confidential.
Office Serving Woodstock
341 Talbot Street
London, ON N6A 2R5
More Information About How to Manage, Fix, and Overcome Debt Problems in Woodstock, Ontario
If you’re curious or if you want to learn more on your own, here is information about some of the topics we receive the most questions about from Ontarians who are looking for solutions on how to manage, fix, and overcome their debt problems.
Give us a call at 519-286-0801. We would be happy to answer any questions you might have or refer you to an friendly, experienced professional who can provide you with the specific advice or solution you need.