Better Than Bankruptcy

Stress might make it hard to believe, but there really are options better than bankruptcy.

Your Situation Is Not the Worst We’ve Ever Seen
We’re 99% Sure

Get Rid of Your Debt & Get a Fresh Start
An Option Better Than Bankruptcy

Has the pressure of your debt problems gotten to you? It’s easy to jump to the conclusion that you need to go bankrupt when you feel super stressed, your finances are in rough shape, and debts are piled high. While this might be true, how can you know for sure if you don’t explore other options first? 

Declaring bankruptcy is a drastic step. There are options better than bankruptcy. One of them:


  • Eliminates credit card and payday loan debts
  • Fixes your credit faster than bankruptcy
  • Doesn’t leave you with a court record
  • Won’t impact your career now or in the future
  • All banks and credit unions allow it
  • It’s completely private. Only you and your current creditors will know about it.

Learn More About Debt Management & Alternatives to Bankruptcy

When you’ve reached your limit with your debt problems and the solutions you usually depend on to get by have run out, give us a call. 1-877-389-0297 One of our non-profit credit counsellors will explain what you really need to know about getting out of debt.

If you’re not ready to talk, ask us questions anonymously until you are.

What Will You Get From Us?

Talking to us is completely confidential and won’t cost you a cent. We won’t judge you or make you feel bad about your situation. We’ll explain how you can deal with creditors who ask you to make promises you can’t keep. After talking to us you will know what to do next. People always tell us how relieved they are to have found us – and how they wish they had found us sooner. Don’t make the same mistake. We’re real people providing real solutions, and we’re ready to answer your questions.

Placing Your Interests First

Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.

Don’t waste any more time wondering

We can answer your questions

We are here to answer your questions and help you find the best way to resolve your situation. Speaking with us is always free, confidential and without obligation. Call us at 1-877-389-0297, email us or chat with us online right now.

People We’ve Helped Interviewed on TV

From time to time, the news media interviews some of the people we’ve helped who are comfortable sharing their story publicly. Below are three who shared their experiences working with the Credit Counselling Society.

Global News interviews Julia Fletcher after she pays off $10,000 in debt interest free with help from the Credit Counselling Society. Watch
CTV News shows how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. See story

Global TV speaks with Charis who has nearly paid off $67,000 in debt on 13 credit cards with help from the Credit Counselling Society. Watch