Credit Counselling Society
Providing Free Debt and Credit Help to Esquimalt, BC
Credit Counselling Esquimalt – Struggling to make your minimum payments? Are debt problems affecting your sleep, health, or relationships? We can help put an end to your stress.
Canada’s Leading Non Profit Consumer Credit Counselling & Debt Solutions Service Provider
We are a non-profit consumer credit and debt counselling service providing debt solutions and help in Esquimalt. Our highly trained and professionally accredited Counsellors can help you explore all of your options and find the best solution. We can help you:
- Get your finances back on track and create a budget to manage your expenses
- Consolidate your debts in Esquimalt into one affordable payment
- Stop creditor collection calls
- Save many thousands of dollars in interest
Find Out Exactly How We Can Help
by Answering 4 Simple Questions
Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.
People We Helped Interviewed by the News Media
From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.
Offering Free Consumer Debt & Credit Counselling Services for Over 25 Years
With 98% of clients surveyed reporting they would recommend our services to others,
Office Serving Esquimalt
Cook Medical Building
Suite 214 – 1175 Cook Street
Victoria, BC V8V 4A1
It’s Okay to Ask for Help with Debt
“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”
More Info About the Credit Counselling Society & Our Approach
We’ve provided non-profit credit counselling for over 25 years and usually give entirely free help to about 95% of those who reach out to us. People will only pay for our help if they make the decision to sign up for our Debt Management Program. This consolidates every one of someone’s credit card and other unsecured debt payments into just one monthly payment that fits their budget. With this program, interest is either stopped or substantially reduced. It will eliminate debt while protecting privacy, allowing credit repair, and working to put people’s finances back on the right track as soon as possible. Yet this is simply one of a variety of tools we have to assist people.
We firmly believe that the best debt consolidation and debt help is something that allows an individual or couple to accomplish their financial goals in the long-run while getting their finances back on track as fast as possible in the short-term. It’s disappointing that this perspective is at odds with how some commission driven credit consultants, financial counselors, debt advisors, and credit advisors who are out there choose to operate. We feel that when someone is having a hard time financially, it’s important to carefully consider all their options and figure out what’s going to work best for them in the long run. This is one important reason why we pay our staff a salary rather than commission. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.
To benefit from one of our highly trained credit and debt counsellors having a look at your financial circumstances and working with you to see your choices for getting things back on track, give us a call now at 250-382-9559. Our help is free, confidential, and non-judgmental. The only thing you’ve got to lose is your debt.
The Credit Counselling Society also offers bankruptcy alternatives and information in Esquimalt, BC.