More Information About Us & How We Approach Things
We’ve given non-profit consumer credit counselling since 1996. 95% of people who contact us are typically helped for free. The only time someone pays for our services is if they decide to go onto our Debt Management Program. This consolidates all of someone’s credit card and other unsecured debt payments into one affordable monthly payment that has significantly reduced or 0 interest. This program protects peoples’ privacy, allows them to restore their credit, eliminates their debt, and gets their finances back on track as quickly as possible. It’s just one of many tools we have to help people.
We believe that the best debt consolidation or debt help is an option that allows someone to get back on track as quickly as possible while helping them achieve their long-term financial goals. Unfortunately, our approach is at odds with the way some commission driven financial counselors, debt advisors, credit consultants, and credit advisors out there operate, but we believe that when someone is struggling financially, you need to look at all their options and focus on what’s going to help them the most in the long run. For this reason we don’t pay our staff commission – only a salary. In addition to this, to ensure our organization meets the highest national and international standards, we decided to join, open ourselves to audits by, and become accountable to the most respected organizations in our industry in Canada and North America, Credit Counselling Canada and the National Foundation for Credit Counseling. We also report to a volunteer board of directors and to the Canada Revenue Agency. We’re also the only Canadian organization in our industry to annually open its books to an external auditor.
If you’d like to speak with one of our professionally trained credit and debt counsellors, take a look at your financial situation, and see what options you have to get back on track, call us now at 1-888-527-8999. We’re here to help you.
The Credit Counselling Society also offers bankruptcy alternatives and information in Kincardine, Ontario.