We offer confidential, non-judgmental, free credit counselling to help you solve your financial challenges.
Credit Counselling Society Providing Free Debt and Credit Help to Porcupine, Ontario
Credit Counselling Porcupine – Struggling to make your minimum payments? Are debt problems affecting your sleep, health, or relationships? We can help put an end to your stress.
Non Profit Consumer Credit Counselling & Debt Solutions from Canada’s Leading Service Provider
We are an award winning non-profit consumer credit and debt counselling service providing help with debts, money management, and interest relief to Porcupine. Our experienced, professionally trained and certified Counsellors can help you put together a plan to:
Create a spending plan to manage all of your living expenses
Get your finances back on track
Consolidate your debts in Porcupine with just one monthly payment
Save thousands of dollars in interest
Stop collection calls from creditors
Find Out Exactly How We Can Help by Answering 4 Simple Questions
Not sure where to start in finding help for your specific financial situation? Answer these 4 easy multiple-choice questions to get pointed in the right direction. All you have to do is click the boxes that apply to you and then the green button when you're done.
How We Can Help Self Assessment
People We Helped Interviewed on Global TV and CTV News
From time to time, the news media interviews some of the people we helped who are comfortable sharing their story publicly. Below are three Canadians who shared their experience with the Credit Counselling Society.
Global News speaks with Julia Fletcher after she pays off $10,000 in debt with no interest because of the Credit Counselling Society’s help. Watch
CTV News interviews Dan Robinson after paying off $30,000 in debt at 0 interest with the help of the Credit Counselling Society. See story
Charis is interviewed by Global TV after nearly paying off $67,000 on 13 credit cards. The Credit Counselling Society helped her. Watch
Providing Free Consumer Credit & Debt Counselling Services for 25 Years
With 98% of clients surveyed reporting they would recommend our services to others, offices located in communities across Canada, the Better Business Bureau’s highest rating, and over 80 awards, the Credit Counselling Society is one of Canada’s leading credit counselling and debt relief service providers. If you need help with your debts or just want to learn how to manage your money better, call us now at 1-888-527-8999.
It’s Okay to Ask for Help with Debt
“Life just happened. My debt got to the point where I started to feel like I was drowning. I didn’t feel like I could fix it on my own, and I wanted to start living my life as an adult without debt. I decided to reach out for help. Feeling relieved, I knew that everything was going to be okay – a lot of work – but okay. I had a plan to pay back my debt and continue doing the things I love to do like yoga and travelling.”
More Information About Us & How We Approach Things
We’ve offered non profit consumer credit counselling for well over 25 years. 95% of Canadians who get in touch with us are often helped without being charged a cent. People only choose to pay for our help if they decide to go on our Debt Management Program. This consolidates each one of someone’s credit card and other unsecured debt payments into a single monthly payment that they can afford. The program either eliminates all credit card interest rates or drastically reduces them. Although this is a valuable program that eliminates debt, allows someone to re-establish their credit, protects their privacy, and gets their finances back in order as fast as possible, it’s just one of a number of ways that we’re able to help people.
We truly believe that the best debt consolidation or debt help is a solution that enables someone to get back on the right track as soon as possible while at the same time helping them accomplish their long term financial plans. Regrettably, the way we approach this is very different from the way some commission focused debt advisors, credit consultants, financial counselors, and credit advisors out there do things, but we firmly believe that when someone is having a difficult time financially, you need to carefully look into all options available to them and concentrate on what’s going to do the most to help them in the long-term. This is why we don’t pay any of our staff commission – only straight salaries. To hold our organization to the highest standards possible we have joined, been audited by, and are accountable to the National Foundation for Credit Counseling and Credit Counselling Canada. We’re also accountable to the Canada Revenue Agency, a volunteer board of directors and are the only organization in our industry to open up our books to an external auditor every year.
If you’d like to speak with one of our professionally trained credit and debt counsellors, take a look at your financial situation, and see what options you have to get back on track, call us now at 1-888-527-8999. We’re here to help you.
Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.