How To Apply For, Build, & Manage Credit – Credit Counselling Society

Let’s Talk Credit!

Whether you’re just starting to use credit now or if you have more credit than you know what to do with… come find out:

how to build a better credit rating
what lenders look at when you apply for credit
how to use credit and stay true to a budget
where to get help if your debts have gotten away on you

There are so many misconceptions about how credit reporting actually works. Questions will be encouraged but you won’t need to share any personal details. Come prepared to learn!

Plan Ahead
Avoid Becoming a Financial Statistic

We’ve all heard the numbers:

6 in 10 people are living pay cheque to pay cheque
Canadians are spending $3 for every $1 they earn
it can take more than 25 years to pay $5000 off on your credit card

You might be someone not wanting to get in over their head, you may be taking care of family both young and old or you might be looking forward to retirement in 10 or 15 years. Don’t risk the life of your dreams turning into a financial nightmare. Come learn how to make smart financial choices for you and your family.

This is an interactive and friendly workshop. Questions will be encouraged but you won’t need to share any personal details. You’ll leave with practical tips and information that you can use right away.

Healthy Choices – Food & Finances

Have you noticed that groceries have become more expensive over the past few years? What smart choices can you make that benefit your body and your bottom line?

Whether you shop to feed an army, or it just feels like you do, come join us to learn about:

how getting organized in the kitchen will help your budget
the benefits of meal planning
what to watch out for when grocery shopping

There’s a lot in it for us if we make healthy choices. One good thing deserves another, so knowing how to get started with a few good choices sets you up for more!

Contact our Education Team to find out more or to tailor a lunch & learn specifically to your needs.