Why Your First Checkup of 2021 Should Be a Financial Health Assessment by Kevin Sun Now that 2020 is finally over, we all hope that 2021 will shape out to be happier and healthier. In this time when traditional New Year\u2019s resolutions may need rethinking, the key to figuring out how we can improve ourselves is getting checkups on where exactly we\u2019re at and what our best options are to become better. Here\u2019s why a financial checkup by a credit counsellor is the next one you should get:A Healthy Life Needs Healthy Finances Money doesn\u2019t guarantee happiness, but it does give safety and stability. If you\u2019re worried about paying your bills or feel overwhelmed by debt that just won\u2019t go away, then tackling that problem at its source is the first step to getting back on track. Credit counselling will help you do just that. How it works is that you\u2019ll meet a licensed professional who will review your unique financial situation with you, zero in on the challenges you\u2019re facing, and provide a comprehensive overview of the best solutions available. Just like getting a checkup by the doctor, a credit counsellor will help you understand what\u2019s going on with your money and how to fix it.Our Credit Counselling is Free and Confidential When your money is already stretched thin, the last thing you need is another thing to pay for. Our non-profit credit counselling service is completely free, meaning that you\u2019ll pay absolutely nothing to speak with a licensed professional and get advice on how you can overcome your money challenges. Sound too good to be true? It\u2019s always smart to be cautious. For any service, make sure it\u2019s really what it says it is by fact-checking its qualifications and reviewing its reviews. Any personal information discussed as part of your counselling with us is also kept confidential. That means unless you agree otherwise, no one will ever know you came to get a financial assessment, including those you borrowed money from (so your credit score will never be affected). Whether you\u2019ve got good or bad credit, our financial counselling is available at no cost to all who need it. Knowledge Is Power, and Two Heads Are Better Than One Whether it\u2019s about how to set up a budget or what the different kinds of debt consolidation are, having more information and resources will help you make more informed decisions. Of course, you can get a lot of this without ever needing to actually speak to a credit counsellor. What a counsellor can provide is a fresh perspective on your situation. No one knows your life better than you, but everyone has an angle they missed or an approach they never considered. Getting a second head to help solve your problems is better than struggling with it alone, especially if that second head is professionally trained to help you with these exact issues. When you talk to one of our credit counsellors for a financial wellness assessment, the worst that can happen is you spend some time and decide you don\u2019t need this checkup every year. However, it could also be just the tool you need to start on the path towards financial peace of mind. You Can Get Credit Counselling and a Financial Assessment by Phone or Video Now that social distancing is a necessary part of staying safe during the pandemic, seeing a doctor or dentist in person for a regular checkup can be as difficult as it is unavoidable. However, you don\u2019t need to worry about this when it comes to getting a financial assessment with one of our credit counsellors. We offer phone and video appointments for everyone who wants to get free and confidential support from the comfort of their home. Make this your next checkup by calling us at 1-888-527-8999, sending us an email, or chatting with us online to make an appointment. We\u2019re ready to help!