Dealing With Debt

We’re passionate about helping you develop money skills. Check out these informative blog posts about dealing with debt and achieving financial wellbeing.

Strata Condo Fees

Strata & Condominium Fees – How to Catch Up with Arrears

Falling behind on condominium or strata fees is stressful, but there are ways to dig out of a hole. Call 1-888-527-8999 for free and confidential help.

Thinking About Getting a Payday Loan

Why Easy Online Cash or Payday Loans Don’t Exist

When you need cash now, applying for an instant online payday loan e-transfer can seem like an easy solution. Here’s why it’s anything but.

Warning Signs of Too Much Debt

How Much Debt is Too Much? 5 Warning Signs to Watch Out For

Not sure how much debt is too much and worried you might be in trouble? Here are 5 warning signs of debt to watch out for and what you can do about them.

How to Pay Debt Off With No Money

How to Pay Debt Off With No Money

Are you wondering how to pay off debt with no money? Maybe you’re living pay cheque to pay cheque. Here’s what you can do to get back on track and climb out of debt.

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7 Debt Repayment Mistakes That Are Keeping You In the Red

7 Debt Repayment Mistakes That Are Keeping You In the Red

Does it feel like no matter how hard you work at eliminating your debts, you just can’t seem to get the upper hand? Carrying debt is a common narrative for Canadians across the country. Here’s a look at 7 common debt repayment mistakes that are stopping you from becoming debt-free.

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Pros & Cons of 5 Top Programs & Strategies to Pay Off Debt

Pros & Cons of 5 Top Programs & Strategies to Pay Off Debt

Do you ever wonder about the top strategies to pay off debt? The path to being debt-free requires dedication, persistence – and most importantly careful planning and strategizing to fit with all of life’s circumstances. When you have credit card debt on multiple accounts and owe many creditors, these debts won’t magically go away.

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13 Money Saving Tricks to Pay Off Debt Quickly

13 Money Saving Tricks to Pay Off Debt Quickly

So you’re ready to charge full steam ahead at paying off your debt, doing everything you can to throw extra cash at your lenders until you’re officially debt-free. If you stay focused and plan strategically what you’re doing with your income, you can pay off debt faster.

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5 Myths About Debt Payments – Dispelling Fiction with Facts

5 Myths About Debt Payments – Dispelling Fiction with Facts

Applying for a credit card or loan is the easy part; using credit wisely can be much harder. Managing debt payments is crucial to using credit. Myths around how much to borrow, how much to pay, when to pay it, and what to do if you can’t afford to pay abound. Here are 5 myths; can you tell fact from fiction?

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Not sure which option is right for you?

Get answers from an expert.

With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.