Joint debts are a major commitment and while you may be co-signing or even just acting as a guarantor, you’re agreeing to shoulder the responsibility and liability for the full loan…
How to Pay Off and Make Joint Debts Work
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Relationships and Finances
We’re passionate about helping you develop money skills. Check out these informative blog posts on keeping your financial focus in your personal relationships.
How to Help Friends Who Need Help with Their Financial Problems
As adults, we’re expected to know how to manage our money, but it’s something most of us are never taught. With feelings of financial failure comes stress – stress about not knowing how…
How to resolve fighting over money: look below the surface
Money is one of the biggest stressors in a relationship. Money isn’t just about dollars and cents; it’s about values, beliefs, behaviours and feelings, which complicate things…
How Blended Families Can Prevent Fighting About Money
Blending families also means blending your values, and our financial choices tend to reveal what we hold near and dear. While you have a unique set of challenges to work through…
Spender vs. Saver: What to do when you and your partner don’t see eye to eye
My husband and I argue about money due to the spender vs saver mentality. I think it’s okay to spend carefully and live a little, but he doesn’t. How can we find a compromise?…
Keeping the Magic Alive: Get Out of the Relationship Rut, Plan a Date Together
While money does make the world go ’round, it means that it enters the world of dating and relationships. I suggest planning your money so you and your partner can enjoy “date nights”…
How to Cope with Living in Canada while Sending Money to Family Overseas
You are faced with a challenging situation. However, the financial support you provide must be balanced against the needs and well-being of your family here in Canada…
Do You Ever Get Even with Revenge Spending?
“Revenge spending” is a way to get back at your partner financially. Regardless of the intention behind it, revenge spending is when one person in the relationship spends money and then…’><meta name="msvalidate.01" content="54B0D5D4AED3C5A25D8C3DD344F61E8D
Financial Help or Handout – When has helping family gone too far?
My parents keep borrowing against the equity in their home to bail my sister out of debt. I don’t want to see them burdened by debt that they shouldn’t need to pay. What can I do?…
Should You Keep Financial Secrets?
The impact of financial secrets can be devastating and far-reaching. Some examples include but are not limited to your ability to buy a vehicle, rent a home where credit checks are performed…
How People Get Caught by Joint Debts
Even though a couple has a legal separation agreement, it does not absolve either person from the fact that both of them signed for the debt, and both of them are 100% responsible for…
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Get answers from an expert.
With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.