Debt Consolidation in Red Deer, Alberta
Objective Non-Profit Options & Advice Beyond What Most Consolidation Companies Offer
Have you been turned down for a debt consolidation loan in Red Deer by the banks or consolidation companies you’ve talked to? Is keeping up with your bills a challenge each month? Don’t allow stress and constant worry to wear you down. We’re here to help.
We’ll Work with You to Find the Right Option – Solutions for Problems with Debt Consolidation Loans, Bad Credit, or Credit Cards
One of our highly trained, professionally accredited counsellors can lay out all of your options for you and help you find the right solution that will work out best for your situation—regardless of whether maxed out credit cards, bad credit or other problems have held you back from obtaining a debt consolidation loan. As a non-profit service, we don’t push any particular solution. Instead, all of our debt consolidation advice is centered around your needs and the options that will work best for your financial situation.
We Can Help You Get Your Finances Back on Track, Save Money and Pay Off Debt
Our experienced counsellors can help you get going right away with a solid plan to:
- Carefully look at all your debt consolidation options to address your debt and get your finances back on track
- Effectively handle your bills and living expenses
- Repay your debts with one manageable monthly payment
- Save yourself thousands in interest charges
Discover Your Options
A Visual Overview of Possible Options
Here are some options that may be available to you based on the information you have provided about your financial situation. The most likely options are in green, less likely in yellow, and least likely in red. This is only intended to provide you with a general idea of the options that may be available to you. A credit counsellor will need to go over your information in much more detail to make a more precise determination.0
Option
Do a Deeper Dive to Uncover More Options
It looks as though your situation requires more in-depth analysis from a trained credit counsellor. They can help you optimize your budget, explore options, and create a plan to get back on track.
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Option
Self-Managed Solution
After thoroughly exploring your options with a credit counsellor, they can help you put together a plan to get out of debt in a reasonable amount of time. You can then implement this plan on your own.
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Option
Debt Consolidation Loan
Based on the information you've provided, it appears as though this could be a possibility if your credit score is strong enough.
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Option
Debt Management Program
It appears as though this may be an option for you. A Debt Management Program eliminates or drastically reduces interest and consolidates all payments into one.
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Option
Consumer Proposal
This may be an option for you to consider. It's a legal process that consolidates all payments into one. Talk to a credit counsellor about this and see if it makes sense for your situation.
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Option
Bankruptcy
Based on the information you've entered, it appears as though bankruptcy may be an option to resolve your financial challenges. You should speak with a credit counsellor about this and make sure you've exhausted all other options first.
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Option
Orderly Payment of Debts
Based on what you've entered, it looks as though an Orderly Payment of Debts (OPD) program may be an option for you. To find out if this would make sense for your situation, you should speak with a credit counsellor.
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Option
Voluntary Deposit
Based on the information you've provided, it looks as though a voluntary deposit program may be an option to address your debt situation.
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Bonus Option
Online Workshops
Learn how to improve your financial situation, create a budget, make your dollars stretch further, and get out of debt with one of our many helpful online workshops we call webinars.
More Specifics on How We Can Help You
Get Help Today
Give us a call to speak with one of our credit counsellors at 1-888-527-8999, or if you'd like us to contact you instead, please fill out the form below.CTV News and Global TV Interviewing People We Helped
Occasionally, the news media will speak with people we helped who are comfortable with publicly sharing their experiences. Here are a few of their stories.
You can check out even more of the Credit Counselling Society in the news.
Providing Red Deer’s Best Non-Profit Consumer Debt Consolidation Programs, Credit Counseling Services, and Interest Relief
The Credit Counselling Society has been helping consumers consolidate their debt payments through our non-profit debt management program and through professional, objective advice since 1996. We are accredited by the Better Business Bureau and have won over 80 awards for our outstanding service and exceptionally high standards.
Our commitment to providing the best credit counselling and debt relief service has resulted in 98% of our clients reporting that they would recommend our services to others.
To learn more, don’t hesitate to call us and schedule an appointment to talk with a counsellor. Appointments are free, confidential, and non-judgmental. Call us today at 1-888-527-8999.
There’s a Way Out of Debt with Help
“I had just come to the point where I had given up hope – that there’s no way I could ever repay my debt. A friend of mine suggested I reach out, and I thought I’d get some condescending person on the phone lecture me about money, but my counsellor was the most compassionate, caring person who became sort of my own personal cheerleader.”
– Charis
Find Out More About the Debt Consolidation Options that May Be Available to You
If you would like to look into this some more before you talk to anyone, feel free to check out the 8 most common ways to consolidate debt in Canada.
When you’re ready to chat with us about your consolidated credit options in Red Deer, you can connect with us by phone, email, online chat, or in person at one of our many locations.
We also help people when they feel that bankruptcy is their only option. Our debt counsellors guide people through all relevant information and explore all alternatives to filing bankruptcy in Red Deer, Alberta so that insolvency can be avoided if possible.
Placing Your Interests First
Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.
