See how we can help you and your employees with financial education.
Services for Employers & Employee Assistance Programs (EAP)
Employees who are experiencing financial trouble are less productive at work. They are more stressed and distracted and spend time at work dealing with their creditors. This can impact your company in many ways, including how your employees treat each other and your customers, as well as your bottom line. However, when employees learn effective money management skills, they spend time and energy focusing on their work.
Help for Employers
Many employers aren’t sure how to recognize the signs and symptoms of financial distress among their employees. We would be happy to conduct a “Financial First Aid for Managers & HR” workshop to help you learn what the signs and symptoms are, and to equip you with tools and resources to help your employees effectively.
We are also able to provide friendly, interactive lunch and learn workshops and educational webinars for your employees. These can be an interesting addition to your health and safety or employee development program.
Popular Employee Lunch & Learn Topics
Let’s Talk Credit!
Whether you’re just starting to use credit now or if you have more credit than you know what to do with, come find out:
- how to build a better credit rating
- what lenders look at when you apply for credit
- how to use credit and stay true to a budget
- where to get help if your debts have gotten away on you
There are so many misconceptions about how credit reporting actually works. Questions will be encouraged but you won’t need to share any personal details. Come prepared to learn!
Plan Ahead – Avoid Becoming a Financial Statistic
We’ve all heard the numbers:
- 6 in 10 people are living pay cheque to pay cheque
- Canadians are spending $3 for every $1 they earn
- it can take more than 25 years to pay $5000 off on your credit card
You might be someone not wanting to get in over their head, you may be taking care of family both young and old or you might be looking forward to retirement in 10 or 15 years. Don’t risk the life of your dreams turning into a financial nightmare. Come learn how to make smart financial choices for you and your family.
This is an interactive and friendly workshop. Questions will be encouraged but you won’t need to share any personal details. You’ll leave with practical tips and information that you can use right away.
Healthy Choices – Food & Finances
Have you noticed that groceries have become more expensive over the past few years? What smart choices can you make that benefit your body and your bottom line?
Whether you shop to feed an army, or it just feels like you do, come join us to learn about:
- how getting organized in the kitchen will help your budget
- the benefits of meal planning
- what to watch out for when grocery shopping
There’s a lot in it for us if we make healthy choices. One good thing deserves another, so knowing how to get started with a few good choices sets you up for more!
Employee Assistance Programs
Oftentimes when an employee is experiencing difficulty in a personal relationship, money problems are part of the issue. When the employee contacts their EAP for help with their money troubles, they are referred to a Financial Planner or Bankruptcy Trustee to help them sort out their finances. Each of these services has their rightful place, however neither of these service providers are typically experts in credit and day-to-day family finances. The Credit Counselling Society’s expertise is helping people with their day-to-day money management and if they are in debt, finding alternatives to bankruptcy.
If you have an employee who is utilizing your company’s EAP services and one of the issues arising is money, the Credit Counselling Society can provide three services for that employee:
- Referral to the Credit Counselling Society for regular credit counselling which includes a full financial assessment and an overview of a client’s options for dealing with their debts. This service is free and clients can book their own appointment calling 1-888-527-8999.
- An EAP Counsellor is able to refer their client for credit counselling. We’ll work with you to develop a joint plan of action for your client and complete any required EAP paperwork that may be necessary. Contact our Director of Education for more details about this program.
- Workshops and webinars: an EAP Counsellor can refer their client to a budgeting workshop or webinar. This service is free and clients can register by calling 1-888-527-8999.
A breakdown of categories for your budget and how much to spend on each type of expense.
A picture can tell a thousand words. Manage money better when you see how you stack up.
Track Your Spending
An essential part of building a budget is tracking how much you actually spend. Here’s how.