How to Overcome Serious Debt Problems
When you’re considering how to overcome serious debt problems in Fort McMurray, the best way is to tackle them sooner than later. Waiting and hoping that things will get better means that you will probably end up with less options available to you in the future.
Sometimes you might know where to start and what to do, but if you’d like some guidance or information, feel free to contact us by phone or chat anonymously with us online. We’d be happy to answer your questions or schedule you an appointment to speak confidentially with one of our qualified Credit Counsellors. There is no charge or obligation with our appointments.
||Global News interviews Julia Fletcher
after she was able to overcome
her debt problems with help from
the Credit Counselling Society.
Watch News Clip
||CTV News reveals how Dan Robinson
managed to overcome & pay off
$30,000 in debt with help & advice
from the Credit Counselling Society.
See the News Story
Our helpful, professional Credit & Debt Counsellors will guide you on the path to getting your finances back on track with a practical plan that is broken down into realistic steps. Here is what they will likely help you with:
- Creating a budget to manage all of your debts and household bills
- Showing you steps that you take right away to start dealing with your debts
- Discussing options that will help you pay off your debts or find alternatives to bankruptcy if you can’t afford to pay back all of what you owe
Warning Signs for Serious Debt Problems that Require Attention
Sometimes someone may experience a sudden improvement in their situation which will allow them to get back on track without needing help from anyone else. However, if you’ve been battling debt problems for over a year, then pay attention to these warning signs. They often reveal more serious debt issues.
To decide if you need someone else’s assistance to get yourself back on track with your debts, ask yourself:
- Is stress about your debt making it hard to cope with everyday life?
- Do you feel that only making minimum payments isn’t getting you ahead?
- Have you been turned down for a consolidation loan?
- Do you rely on your overdraft, line of credit or credit cards to make ends meet?
- Are you receiving collection calls or letters?
- Does your financial situation cause you embarrassment?
- Are you losing sleep at night because of worry over money problems?
If you responded “yes” to any of these questions, then it’s highly likely that you need assistance putting together a plan to get your finances back on track and eliminate your debts. One of our Credit & Debt Counselors would be happy to help you. Speak with one today.
Options and Solutions for Debt Problems
Worrying about money and debt problems can literally make you sick from all the stress. But in addition to worrying about their money, we’ve found that many people come to us afraid of what might happen to them.
Showing you options and solutions for your debt problems is only part of what we do. We’ll also take the time to answer your questions about money management issues so that you can make an informed decision about what to do and how to best deal with your debt problem.
Contact the Credit Counselling Society now by phone, email or anonymous online chat to ask us your questions or to make an appointment to speak confidentially with a Credit Counsellor in person or over the phone.
Extra Information About How to Manage, Fix, and Overcome Debt Problems in Fort McMurray, Alberta
If your looking to learn more on your own, here’s some more information on some of the subjects we receive a lot of questions about from
Albertans who are trying to find out how to manage and fix their debt problems to get them under control.
Contact us now at 1-888-527-8999 and we’d be happy to answer your questions or refer you to someone who can provide you with the specific advice or solution you may need.