How to Overcome Serious Debt Problems
When you’re considering how to overcome serious debt problems in Grande Prairie, the best way is to tackle them sooner than later. Waiting and hoping that things will get better means that you will probably end up with less options available to you in the future.
If you’re not sure what to do or where to start and you’d like some guidance or information, feel free to call us or anonymously chat with us online. We’re happy to answer your questions or help you make an appointment to speak with one of our accredited Counsellors confidentially. There is never any charge for our appointments, and we don’t obligate you anything.
||Global News interviews Julia Fletcher
after she was able to overcome
her debt problems with help from
the Credit Counselling Society.
Watch News Clip
||CTV News reveals how Dan Robinson
managed to overcome & pay off
$30,000 in debt with help & advice
from the Credit Counselling Society.
See the News Story
Our friendly, professional Credit & Debt Counsellors will help you get your finances back on track with a realistic plan that’s broken down into practical steps. Here is some of what they can help you with:
- Creating a budget to manage all of your debts and household bills
- Showing you steps that you take right away to start dealing with your debts
- Discussing options that will help you pay off your debts or find alternatives to bankruptcy if you can’t afford to pay back all of what you owe
Warning Signs for Serious Debt Problems that Require Attention
Sometimes your situation will improve and you’ll be able to get back on track without anyone else’s help. But if you’ve been struggling for over a year with your debt issues, look out for these warning signs that you might have a more serious debt problem.
To figure out if you need some assistance to get your debts back on track, ask yourself:
- Is debt stress making it more difficult to deal with everyday life?
- Do you notice that you are no longer getting ahead simply making minimum payments?
- Have you been declined for a debt consolidation loan?
- Do you depend on your credit cards, line of credit, or overdraft to make ends meet each month?
- Are you on the receiving end of collection calls or letters?
- Does your financial situation cause you embarrassment?
- Are you losing sleep at night because of worry over money problems?
If you responded “yes” to any of these questions, then it’s highly likely that you need assistance putting together a plan to get your finances back on track and eliminate your debts. One of our Credit & Debt Counselors would be happy to help you. Speak with one today.
Options and Solutions to Deal with Debt Problems
Worrying about money and debt problems can literally make you sick from all the stress. But in addition to worrying about their money, we’ve found that many people come to us afraid of what might happen to them.
Helping you work through various options and solutions for your debt challenges is only part of the help we provide. We also want to make the time to answer any questions you may have about money management, credit, and debt issues so you can make an informed choice about what to do and how you would like to deal with your debt problems.
Feel free to use the phone, anonymous online chat, or email to ask us your questions or to make an appointment to talk with one of our Debt Counsellors. Appointments with the Credit Counselling Society’s Counsellors are available in person or over the phone and are always free, non-judgmental, and completely confidential.
More Information About How to Manage, Fix, and Overcome Debt Problems in Grande Prairie, Alberta
If you want to learn more on your own, here are popular topics that we get a lot of questions from
Albertans who are searching for solutions about how to manage, fix, and eliminate their debt problems.
Contact us now at 1-888-527-8999 and we’d be happy to answer your questions or refer you to someone who can provide you with the specific advice or solution you may need.