How to Overcome Serious Debt Problems
When you are contemplating how to overcome debt problems in Spruce Grove, the best thing to do is to tackle them as soon as possible. The longer you wait, the fewer options you may have in the future.
You may have some idea about where to begin and what to do, but if you would like some help or guidance, please feel free to chat with us anonymously on our website or contact us by phone. We’d be happy to answer any questions you might have or help you make an appointment to talk with one of our professionally certified Credit Counsellors. Our appointments are always free, confidential, and without any obligation of any kind.
||Global News interviews Julia Fletcher
after she was able to overcome
her debt problems with help from
the Credit Counselling Society.
Watch News Clip
||CTV News reveals how Dan Robinson
managed to overcome & pay off
$30,000 in debt with help & advice
from the Credit Counselling Society.
See the News Story
Our friendly, professional Credit & Debt Counsellors will help you get your finances back on track with a realistic plan that’s broken down into practical steps. Here is some of what they can help you with:
- Creating a budget to manage all of your debts and household bills
- Showing you steps that you take right away to start dealing with your debts
- Discussing options that will help you pay off your debts or find alternatives to bankruptcy if you can’t afford to pay back all of what you owe
Warning Signs of Debt Problems for You or Someone You Know
For some people, their situation improves and they’re able to manage to get back on track without anyone else helping them. However, if you have been wrestling with a debt issue for over a year, watch out for these warning signs. They might indicate that you may have a more serious debt problem.
To decide if you need someone else’s assistance to get yourself back on track with your debts, ask yourself:
- Is stress about your debt making it hard to cope with everyday life?
- Do you feel that only making minimum payments isn’t getting you ahead?
- Have you been turned down for a consolidation loan?
- Do you rely on your overdraft, line of credit or credit cards to make ends meet?
- Are you receiving collection calls or letters?
- Are you embarrassed to let others know about your financial situation?
- Are worries about money keeping you wake at night?
If you answered “yes” to any of these questions, then you probably need help to deal with your debt, eliminate it, and get your financial picture back on track. Call us and speak with one of our experienced Debt & Credit Counselors today.
Options and Solutions to Deal with Debt Problems
It comes as no surprise that constantly worrying about money and debt problems can actually make you sick from all the stress and anxiety. In addition to these worries, we’ve found that a lot of people come to see us because they are afraid of what could happen to them.
Walking you through options and solutions for your debt problems is part of how we can help you. We also take the time to answer any questions you might have about how to manage money, debt, and credit so that you can make informed choices about what to do and how to best deal with your debt problems.
Take the time now to contact the Credit Counselling Society by phone, email, or anonymous online chat to ask us the questions on your mind or to make an appointment to confidentially speak with one of our Credit Counsellors over the phone or in person.
Extra Information About How to Manage, Fix, and Overcome Debt Problems in Spruce Grove, Alberta
If you want to learn more on your own, here are popular topics that we get a lot of questions from
Albertans who are searching for solutions about how to manage, fix, and eliminate their debt problems.
Contact us now at 1-888-527-8999 and we’d be happy to answer your questions or refer you to someone who can provide you with the specific advice or solution you may need.