How to Overcome Serious Debt Problems
When you are contemplating how to overcome debt problems in Nanaimo, the best thing to do is to tackle them as soon as possible. The longer you wait, the fewer options you may have in the future.
You may have some idea about where to begin and what to do, but if you would like some help or guidance, please feel free to chat with us anonymously on our website or contact us by phone. We’d be happy to answer any questions you might have or help you make an appointment to talk with one of our professionally certified Credit Counsellors. Our appointments are always free, confidential, and without any obligation of any kind.
||Global TV interviews Julia Fletcher
after she eliminates her debt pro-
blems & credit card debt with help
from the Credit Counselling Society.
||CTV News interviews Dan Robinson
after he eliminated his debt
problems & $30,000 in debt with no
interest by getting help from the
Credit Counselling Society. See the Story
Our helpful, professional Credit & Debt Counsellors will guide you on the path to getting your finances back on track with a practical plan that is broken down into realistic steps. Here is what they will likely help you with:
- Creating a budget to manage all of your debts and household bills
- Showing you steps that you take right away to start dealing with your debts
- Discussing options that will help you pay off your debts or find alternatives to bankruptcy if you can’t afford to pay back all of what you owe
Warning Signs of Debt Problems for You or Someone You Know
Sometimes your situation will improve and you’ll be able to get back on track without anyone else’s help. But if you’ve been struggling for over a year with your debt issues, look out for these warning signs that you might have a more serious debt problem.
To decide if you need someone else’s assistance to get yourself back on track with your debts, ask yourself:
- Is stress about your debt making it hard to cope with everyday life?
- Do you feel that only making minimum payments isn’t getting you ahead?
- Have you been turned down for a consolidation loan?
- Do you rely on your overdraft, line of credit or credit cards to make ends meet?
- Are you receiving collection calls or letters?
- Are you embarrassed by your financial situation?
- Are you having trouble sleeping because of money worries?
If you answered “yes” to any of these questions about the signs of debt problems, then you most likely need help to eliminate your debts and get your finances back on track. Speak with one of our Credit & Debt Counselors today.
Options and Solutions for Debt Problems
It comes as no surprise that constantly worrying about money and debt problems can actually make you sick from all the stress and anxiety. In addition to these worries, we’ve found that a lot of people come to see us because they are afraid of what could happen to them.
Walking you through options and solutions for your debt problems is part of how we can help you. We also take the time to answer any questions you might have about how to manage money, debt, and credit so that you can make informed choices about what to do and how to best deal with your debt problems.
Take the time now to contact the Credit Counselling Society by phone, email, or anonymous online chat to ask us the questions on your mind or to make an appointment to confidentially speak with one of our Credit Counsellors over the phone or in person.
Oceanview Executive Centre
Suite 203 – 335 Wesley Street
Nanaimo, BC V9R 2T5
Additional Information About How to Manage & Fix Debt Problems to Get Them Under Control in Nanaimo, BC
If your looking to learn more on your own, here’s some more information on some of the subjects we receive a lot of questions about from British Columbians who are trying to find out how to manage and fix their debt problems to get them under control.
Contact us now at 250-741-8558 and we’d be happy to answer your questions or refer you to someone who can provide you with the specific advice or solution you may need.