Help with Debt Problems in Toronto, Ontario – Real Solutions That Really Work
Help with Debt Problems in Toronto, Ontario – Real Solutions That Really Work
Trusted Ways to Manage and Overcome Debt Problems in Toronto
Debt problems can creep into anyone’s life in Toronto, Ontario, and the one thing they often seem to have in common is the massive anxiety, stress, and worry that they tend to cause. If you’re ready to deal with your problem with debt, we can help you find the right solution for your situation so that you can sleep again and not have to agonize about your bills and financial issues anymore.
How to Overcome Your Debt Problems
When you are looking at how to overcome major debt problems in Toronto, the best course of action is to tackle them sooner rather than later. Simply hoping and waiting for things to improve will likely result in less options being available to you down the road.
Sometimes you might know where to start and what to do, but if you’d like some guidance or information, feel free to contact us by phone or chat anonymously with us online. We’d be happy to answer your questions or schedule you an appointment to speak confidentially with one of our qualified Credit Counsellors. There is no charge or obligation with our appointments.
Our professional, friendly Credit Counsellors will help you get started with a realistic plan that’s broken down into doable steps that will get you back on track. Some of what they can help you with is:
Putting together a budget to handle all your debts and living expenses
Showing you things you can do right now to begin resolving your debt problems
Discussing options with you that can help you pay down your debts or look at alternatives to going bankrupt if you aren’t able to afford to repay all of the debt you owe
People We’ve Helped Interviewed on CTV News and Global TV
At times, the news media will interview one of the people we helped who are comfortable sharing their story with the public. Below are three of these stories.
Global TV talks to Julia Fletcher after she pays off $10,000 in debt with 0 interest negotiated by the Credit Counselling Society. Watch
CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story
Global TV sits down with Charis who has almost paid off $67,000 worth of debt on 13 credit cards with the assistance of the Credit Counselling Society. Watch
The Credit Counselling Society has been a total blessing to both my husband and I. In the beginning it was...read moreThe Credit Counselling Society has been a total blessing to both my husband and I. In the beginning it was hard to believe that someone was willing to help. We were drowning in dept caused by health issues fast. now looking back I am so thankful for CCS for saving us. We are not quite finished yet but have learned how to budget and have a less stressed life. Thanks again CCSread less
I highly recommend the Credit Counselling Society. My representative was very professional. She had guided and counselled me throughout....read moreI highly recommend the Credit Counselling Society. My representative was very professional. She had guided and counselled me throughout. Was very happy to find a service that is actually free. The counselor helped to ease some of the anxiety I have been feeling about our debt and make some very helpful suggestions on how to move forward.read less
I met with Mr K G and he was very patient and explained the process to handle my debt in...read moreI met with Mr K G and he was very patient and explained the process to handle my debt in terms that I could comprehend. I feel comfortable to connect when I need to. I feel great relief.read less
I too was in TEARs during this consultation. Tim E. made me feel like I wasn't a LOSER. I have...read moreI too was in TEARs during this consultation. Tim E. made me feel like I wasn't a LOSER. I have been through so much these past few years, separation,divorce(not my choice) and abuse but got through that. I THANK YOU for being so kind to me and telling me what i could do. You never know what's around the corner in Life, but Hang In there. you are not a loser. Bad things happen TO GOOD PEOPLE. XOread less
As it says on the picture above; you give hope...and the realization that there are ways forward.
Very satisfied with the assistance I received. It's not just the appointment and then it's over. They want...read moreVery satisfied with the assistance I received. It's not just the appointment and then it's over. They want to know how you are doing. My Councellor wants to meet after I complete what we planned to do, to plan my next steps so this doesn't happen again. It's a relief to just talk to someone. Thank you!read less
These wonderful people gave me hope & direction!!!.....I was at the end of my rope !!!..... An incredible Organization !!!......Bless...read moreThese wonderful people gave me hope & direction!!!.....I was at the end of my rope !!!..... An incredible Organization !!!......Bless you all !!!!.....read less
after 2 years of much grief over loaning out on my credit card, I was so refreshed with explanations told...read moreafter 2 years of much grief over loaning out on my credit card, I was so refreshed with explanations told me by them and so very kindread less
Excellent service. Very professional and thorough. Gives you the opportunity to understand how a detailed budget can help you succeed.
Warning Signs for Serious Debt Problems that Require Attention
For some people, their situation improves and they’re able to manage to get back on track without anyone else helping them. However, if you have been wrestling with a debt issue for over a year, watch out for these warning signs. They might indicate that you may have a more serious debt problem.
To determine if you could use some assistance getting your debts back on the right track, ask yourself:
Is stress from your debt making it more challenging to manage everyday life?
Are you no longer getting ahead making minimum monthly payments?
Has your bank or credit union turned you down for a debt consolidation loan?
Do you need your line of credit, over draft, or credit cards to ensure you can make ends meet every month?
Are you receiving collections letters and phone calls?
Are you embarrassed to let others know about your financial situation?
Are worries about money keeping you wake at night?
If you answered “yes” to any of these questions, then you probably need help to deal with your debt, eliminate it, and get your financial picture back on track. Call us and speak with one of our experienced Debt & Credit Counselors today.
Options and Solutions for Debt Problems
Worry over money and debt problems can make you sick from all the anxiety and stress. In addition to all this, we see many people coming to see us who are afraid about what may happen to them.
Showing you options and solutions for your debt problems is only part of what we do. We’ll also take the time to answer your questions about money management issues so that you can make an informed decision about what to do and how to best deal with your debt problem.
Our office is located in downtown Toronto in the same building as the Sherbourne subway station at the intersection of Bloor & Sherbourne.
Extra Information About How to Manage, Fix, and Overcome Debt Problems in Toronto, Ontario
If you’re curious or if you want to learn more on your own, here is information about some of the topics we receive the most questions about from Ontarians who are looking for solutions on how to manage, fix, and overcome their debt problems.
Give us a call at 647-776-0485. We would be happy to answer any questions you might have or refer you to an friendly, experienced professional who can provide you with the specific advice or solution you need.
Placing Your Interests First
Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.