Help with Debt Problems in Toronto, Ontario – Real Solutions That Really Work

Help with Debt Problems in Toronto, Ontario – Real Solutions That Really Work

Trusted Ways to Manage and Overcome Debt Problems in Toronto

Debt problems can creep into anyone’s life in Toronto, Ontario, and the one thing they often seem to have in common is the massive anxiety, stress, and worry that they tend to cause. If you’re ready to deal with your problem with debt, we can help you find the right solution for your situation so that you can sleep again and not have to agonize about your bills and financial issues anymore.

How to Overcome Your Debt Problems

When you are looking at how to overcome major debt problems in Toronto, the best course of action is to tackle them sooner rather than later. Simply hoping and waiting for things to improve will likely result in less options being available to you down the road.

Sometimes you might know where to start and what to do, but if you’d like some guidance or information, feel free to contact us by phone or chat anonymously with us online. We’d be happy to answer your questions or schedule you an appointment to speak confidentially with one of our qualified Credit Counsellors. There is no charge or obligation with our appointments.

Our professional, friendly Credit Counsellors will help you get started with a realistic plan that’s broken down into doable steps that will get you back on track. Some of what they can help you with is:

  • Putting together a budget to handle all your debts and living expenses
  • Showing you things you can do right now to begin resolving your debt problems
  • Discussing options with you that can help you pay down your debts or look at alternatives to going bankrupt if you aren’t able to afford to repay all of the debt you owe

People We’ve Helped Interviewed on CTV News and Global TV

At times, the news media will interview one of the people we helped who are comfortable sharing their story with the public. Below are three of these stories.

Global TV talks to Julia Fletcher after she pays off $10,000 in debt with 0 interest negotiated by the Credit Counselling Society. Watch
CTV reveals how Dan Robinson paid off $30,000 in debt interest free with help from the Credit Counselling Society. See story

Global TV sits down with Charis who has almost paid off $67,000 worth of debt on 13 credit cards with the assistance of the Credit Counselling Society. Watch
Suzanne L. Avatar
Suzanne L.
5 star rating
I was very impressed with the Credit Counselling Society. I got the help I needed and Catherine was very kind and understanding on the phone. We don't have an office where I live, but it was just as effective as if it was in person! She send me very helpful attachments regarding budgets and even offered if I needed to phone back that I was more than welcome to. I did, and she send me more information and answered more questions! I definitely would recommend CCS for all who need it.
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Cindy A. Avatar
Cindy A.
5 star rating
Professional, easy to talk to and no judgment. They will make sure you know what your different options are and the implications of each choice before you make your decision. I had done a lot of research before approaching CCS so I knew what I wanted to ask them. That being said, I can tell you that they will tell you what you need to know regardless. They are not-for-profit which is something you want when going through this kind of situation.
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Nuno L. Avatar
Nuno L.
5 star rating
I felt very at ease in sharing my financial situation. Each option given was explained with great clarity and transparency.

Warning Signs for Serious Debt Problems that Require Attention

For some people, their situation improves and they’re able to manage to get back on track without anyone else helping them. However, if you have been wrestling with a debt issue for over a year, watch out for these warning signs. They might indicate that you may have a more serious debt problem.

To determine if you could use some assistance getting your debts back on the right track, ask yourself:

  • Is stress from your debt making it more challenging to manage everyday life?
  • Are you no longer getting ahead making minimum monthly payments?
  • Has your bank or credit union turned you down for a debt consolidation loan?
  • Do you need your line of credit, over draft, or credit cards to ensure you can make ends meet every month?
  • Are you receiving collections letters and phone calls?
  • Are you embarrassed to let others know about your financial situation?
  • Are worries about money keeping you wake at night?

If you answered “yes” to any of these questions, then you probably need help to deal with your debt, eliminate it, and get your financial picture back on track. Call us and speak with one of our experienced Debt & Credit Counselors today.

Options and Solutions for Debt Problems

Worry over money and debt problems can make you sick from all the anxiety and stress. In addition to all this, we see many people coming to see us who are afraid about what may happen to them.

Showing you options and solutions for your debt problems is only part of what we do. We’ll also take the time to answer your questions about money management issues so that you can make an informed decision about what to do and how to best deal with your debt problem.

Contact the Credit Counselling Society now by phone, email or anonymous online chat to ask us your questions or to make an appointment to speak confidentially with a Credit Counsellor in person or over the phone.

Toronto Office
Suite 719 – 1235 Bay Street
Toronto, ON, M5R 3K4

Phone: 647-776-0485

Plan Your Trip: TTC Trip Planner

Our office is located in downtown Toronto in the same building as the Sherbourne subway station at the intersection of Bloor & Sherbourne.

Extra Information About How to Manage, Fix, and Overcome Debt Problems in Toronto, Ontario

If you’re curious or if you want to learn more on your own, here is information about some of the topics we receive the most questions about from Ontarians who are looking for solutions on how to manage, fix, and overcome their debt problems.

Give us a call at 647-776-0485. We would be happy to answer any questions you might have or refer you to an friendly, experienced professional who can provide you with the specific advice or solution you need.

Placing Your Interests First

Our highest goal is to always put you first and look out for your best interests in all we do. One of the ways we do this is through accountability and transparency. Our organization and its staff are held to the most rigorous standards of accountability in our industry.

Certified by Great Places to Work Canada
Accredited by Canada’s national association of non-profit credit counselling organizations.
North America’s largest association of non-profit credit counselling organizations.
Accredited by the Better Business Bureau.

Tackle Your Debt

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