Learn About Credit

We’re passionate about helping you develop money skills. Check out these informative blog posts about using credit responsibly and avoiding debt traps.

Learning the Difference Between Secured and Unsecured Debts & Loans

What’s the Difference Between Secured and Unsecured Debts & Loans?

Knowing the differences between secured and unsecured debts can help you choose the types of loans or other debts that work best for your financial situation.


Get Your Own Credit Reports for Free from Equifax & TransUnion

There’s often a lot of confusion over credit reports and scores. Here’s how you can get free reports from Equifax and TransUnion – and what to do with them.

Credit Report in Canada

7 Things That Are Not On Your Credit Report

When and how to use credit responsibly and avoid debt traps. Find out what is and isn’t on your credit report.

Not sure which option is right for you?

Get answers from an expert.

With so many debt consolidation options out there, it can feel overwhelming to try and find the right one by yourself. One of our professional credit counsellors would be happy to guide you through this process by carefully reviewing your whole financial situation with you and answering any questions you have. Speaking with our certified counsellors is always free, confidential and without obligation.