Money Management Blog
Welcome to the Credit Counselling Society’s Blog.
Debt Help Blog
Bankruptcy, Budgeting, Credit Counselling & More
Learn all sorts of great ways to manage your money better, solve your debt problems, and use your credit more wisely. We also tackle a lot of credit myths and misconceptions. Do you have questions about money management, budgeting, or credit? If you need advice or help with your debts email us your questions or chat with us online. We’re happy to help.
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The severe winter storms in both Canada and the States should cause us to think about our finances. Three smart money management tips gleaned from Old Man Winter include saving on heating costs, planning for emergencies, and preventing costly health and medical expenses.
Discover the top 8 side hustles Canadians are using in 2026 to earn extra income, pay off debt, and boost their financial security.
Debt collection agencies can feel intimidating, especially if you are unsure what they are allowed to do. This FAQ answers common questions about how collection agencies work in Canada, your rights, and what to do if you are contacted, so you can feel more informed and in control.
Renting your home can come with its own set of financial challenges. Here are some budgeting tips if you’re renting for the long term.
Achieving your New Year's financial goals can be tough as your motivation can wane in later months. Here are 4 tips that will help you change your resolutions into results.
If you’re wondering how you’re going to pull off avoiding your credit card and adding to your debt during the holiday season, we’ve got your back. Here’s our list of practical ways you can steer clear of extra spending during the holiday season that covers different vantage points from economical, creative, and even personal.
Last minute holiday shopping can quickly push spending onto your credit card. Learn how stress, timing, and simple planning tips can help you stay in control.
As a first-time renter juggling high living costs and multiple debts, Katie felt trapped — until the right support helped her turn things around. Her story shows what’s possible when debt feels unmanageable.
Understanding how these features work and the ways they can influence spending is essential for Canadians who want to use Buy Now Pay Later responsibly.
Chasing credit card bonuses can feel like a clever way to earn free rewards, but without careful planning, those “free” perks can cost you in interest, fees, and stress. Learn how to spot when credit card churning stops helping and starts hurting your finances.
If debt has been haunting your nights, this Halloween is the perfect time to face your financial fears, make a plan, and take back control.
Setting a budget and trimming down monthly expenses are key priorities for anyone working on paying off debt. While there’s so much emphasis out there on cutting back your discretionary spending to free up cash to apply to debt repayments, how often are you looking at making changes to your fixed expenses too?
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