Greater Toronto Area Credit Counselling ServicesWe help you get your finances back on track with confidential, free, non-judgmental credit counselling.Credit Counselling Society Serving Greater Toronto Area (GTA) Free Debt & Credit Help Credit Counselling Greater Toronto Area - Struggling to make your minimum payments? Are debt problems affecting your sleep, health, or relationships? We can help put an end to your stress. Canada's Leading Non Profit Consumer Credit Counselling & Debt Solutions Service Provider We are a non-profit service providing consumer debt and credit counselling services in the Greater Toronto Area (GTA). We can help you explore all your options and find the right solution for your situation. Our experienced, professionally certified Counsellors can also help you create a plan to: Consolidate your debts in the Greater Toronto Area with one monthly payment Get your finances back on track and effectively manage your living expenses Stop collection calls Save thousands of dollars in interest charges Looking to get back on track?Get StartedGet started today by making an appointment to speak with one of our Credit Counsellors. We're happy to answer your questions and help you. All of our appointments are free, confidential, and non-judgmental.People We Helped Interviewed by the News MediaOccasionally, the news media will interview one or two Canadians we helped who are comfortable with publicly sharing their stories. Here are several of these experiences with the Credit Counselling Society.Global News speaks with Julia Fletcher after she pays off $10,000 in debt with no interest because of the Credit Counselling Society's help. WatchCTV News shows how Dan Robinson paid off $30,000 in debt with no interest with the help of the Credit Counselling Society. See storyCharis is interviewed by Global TV after nearly paying off $67,000 on 13 credit cards. The Credit Counselling Society helped her. WatchSee even more of the Credit Counselling Society in the local and national news.Providing Free Consumer Credit & Debt Counselling Services for 24 Years\tWith 23 offices across Canada, the Better Business Bureau's highest rating, 98% of our clients surveyed reporting they would recommend us to others, and over 55 awards, the Credit Counselling Society has worked hard to become one of the leading debt relief and credit counselling service providers in Canada. If you would like help with your debt or simply want to learn how you can manage your money more effectively, call us now at 647-776-0485 or 1-888-527-8999.Toronto (GTA) Office425 Bloor Street East Suite 520 Toronto, ON M4W 3R4Phone: 647-776-0485Plan Your Trip: Triplinx Trip PlannerOur office that serves the Greater Toronto Area also offers credit counselling services to Toronto, Mississauga, Brampton, Vaughan, Markham, Richmond Hill, Pickering, Ajax, Whitby, Oshawa, Clarington, Aurora, Newmarket, Oakville, Burlington, Milton, Halton, Region of Peel, York Region, and Durham Region. There's Life Beyond Debt for Everyone"When debts became a problem, I felt very overwhelmed \u2013 like I could not see the end of the tunnel. Picking up the phone felt like lifting a 10 pound rock, but they were very cheerful on the other end of the line. I came in, discussed my situation in privacy, and instantly got relief knowing I was in good hands." - DeloresMore Information About Us & How We Approach Things We've given non-profit consumer credit counselling since 1996. 95% of people who contact us are typically helped for free. The only time someone pays for our services is if they decide to go onto our Debt Management Program. This consolidates all of someone\u2019s credit card and other unsecured debt payments into one affordable monthly payment that has significantly reduced or 0 interest. This program protects peoples\u2019 privacy, allows them to restore their credit, eliminates their debt, and gets their finances back on track as quickly as possible. It's just one of many tools we have to help people. We believe that the best debt consolidation or debt help is an option that allows someone to get back on track as quickly as possible while helping them achieve their long-term financial goals. Unfortunately, our approach is at odds with the way some commission driven financial counselors, debt advisors, credit consultants, and credit advisors out there operate, but we believe that when someone is struggling financially, you need to look at all their options and focus on what\u2019s going to help them the most in the long run. For this reason we don\u2019t pay our staff commission \u2013 only a salary. In addition to this, to ensure our organization meets the highest national and international standards, we decided to join, open ourselves to audits by, and become accountable to the most respected organizations in our industry in Canada and North America, Credit Counselling Canada and the National Foundation for Credit Counseling. We also report to a volunteer board of directors and to the Canada Revenue Agency. We're also the only Canadian organization in our industry to annually open its books to an external auditor. If you\u2019d like one of our professionally trained counsellors to take a look at your situation and help you figure out what all your options are to get back on track, give us a call today at 647-776-0485. All you\u2019ve got to lose is your debt. The Credit Counselling Society also provides alternatives to filing for bankruptcy in the Greater Toronto Area. Have questions?Need some help?If you want help figuring out the best solution for your unique situation, call or chat with us online. We're here to help.Ensuring Your Interests are Always FirstIn everything we do, our goal is to always put the interests of consumers first and do what is best for them. Two important ways we pursue this is through transparency and accountability. We are held accountable to the highest and most damanding standards in our industry.